MSE News
MSE Exclusive: Households in Great Britain due £150 million in council tax refunds – check NOW to see if you're one of the 862,000 due a payout
Households are being urged to check NOW if they are one of the 862,000 due a refund of overpaid council tax, with an investigation by MoneySavingExpert.com showing residents in England, Scotland and Wales could claim back a total of just over £150 million.
Below we explain:
- Why you may be owed a refund.
- How to check if you're owed a refund.
- The best way to prevent overpayments in future.
- And how much in refunds your council owes in total, which is based on a freedom of information (FOI) request submitted by MSE to all 364 local authorities across Great Britain (you don't pay council tax in Northern Ireland).
Reasons you may be owed a refund from your local authority
There are a number of reasons why households may be owed cash from their council, but the main one is when a householder has moved out of the area but had already paid the bill upfront.
In most cases, council tax is usually paid in advance (including for those who pay monthly) and, if you fail to close your account or you don't pay by direct debit, the council may struggle to refund you automatically if you've moved. This means many accounts are closed in credit.
Other reasons why someone may be due a council tax refund are detailed in MSE's Reclaim overpaid council tax guide.
MoneySavingExpert.com top tip
Setting up a direct debit with your local authority is one of the easiest ways to help reduce the likelihood of overpaying your council tax.
Paying by direct debit also makes it easier to reclaim refunds if they are owed. This is because your council will have your bank account details on its system – making it easier for your local authority to automatically process refunds for overpayments.
But be sure to cancel your direct debit and close your account if you're moving to an area covered by a different council.
It's easy to check if you're due money back
The best way to check if you're due cash – and to reclaim it if you are – will depend on your council. You can call, email or live chat with your council to ask if you're due a refund. You can find your council's contact details on the Gov.uk website.
Some councils may offer a simple online council tax refund form to complete – though you'll be asked to provide eligibility evidence for any backdated claims.
For other ways to save, including available council tax discounts and how to lower your tax band – visit MSE's guides on council tax and Government grants.
Around £150 million is owed to council taxpayers across Great Britain
Thirty eight councils each owe more than £1 million in refunds
Thirty four councils in England, three in Scotland and one in Wales each hold council tax overpayments worth over £1 million, our FOI revealed, with Birmingham City Council owing the most: almost £5.4 million.
Gareth Shaw, deputy editor at MoneySavingExpert.com, said: "While many councils do make an effort to track down those who have cash lying unclaimed, they are still staggeringly sitting on £150 million worth of overpayments.
"You're less likely to have overpaid if you use direct debit, but it's not impossible, so if you've moved home it's worth checking if you might be due – especially if you changed local authority area and paid by cash, cheque or standing order instead. Each council has its own way of processing claims, but some have an easy online form.
"But don't just call on the off chance you might be due – do a little bit of digging so you don't clog up councils' switchboards for those who need essential and urgent support. Check your previous statements and bills to see if council tax you paid upfront covers a period after you moved and if you closed your account in credit."
Council-by-council breakdown of refunds due
The dropdowns below detail the total value of refunds due to households in each council in England, Scotland and Wales based on the latest data available at the time of asking.
Our FOI was submitted towards the end of 2021, with the last set of figures obtained from councils in February 2022. Most councils have provided the value of refunds owed at the end of 2020/21 financial year (the most recent info available at the time of asking) – these have been marked in the tables below with a '2020' date.
Where councils track their data on refunds on a monthly rolling basis, we've marked these with a '2021' date in the tables below, though they're based on the balance at the time of asking.
Four councils refused to disclose the requested data, citing a risk of increased fraudulent behaviour if they were to do so. These were the London Borough of Islington, the London Borough of Southwark, Durham County Council and South Lakeland District Council. A further 15 councils failed to respond or disclose any of the data requested following repeated requests from MSE.
Here is the list for English councils
Here is the list for Scottish councils
Here is the list for Welsh councils
MSE weekly email
FREE weekly MoneySaving email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Join the MSE Forum discussion
Related Articles
-
Urgent support needed as 2.8m people with mental health problems fall into council tax debt, says charity
11 November 2021![]()
Action is needed from the Government and local councils to help support millions of people in council tax arrears.
26 September 2023
-
Martin: It's Meter Reading Week
His 9 energy need-to-knows
-
Martin's savers alert
After base rate freeze
-
Grab 1.5yrs' FREE family insurance
Travel, mobile & breakdown
-
FREE Greggs pizza slice & hot drink
Normally up to £4
-
14,000 Vax codes
Incl £400 cordless for £100
-
Mortgage rates are falling
Is now the time to fix?
-
Now FOUR banks pay you to switch
Up to a FREE £210
-
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
-
E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
2 October 2023![]()
E.on Next is launching a new support scheme for some of its existing customers on low incomes or with medical needs. -
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
29 September 2023![]()
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter. -
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
29 September 2023![]()
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said. -
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
28 September 2023![]()
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime. -
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
26 September 2023![]()
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.
-
Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023![]()
The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.
Clever ways to calculate your finances
