December 2022

M&Co has fallen into administration. If you shop at the clothing chain we've rounded-up your rights below. If you've got a gift card, be aware that these will only be valid until 12 February 2023 and you'll need to spend twice the value to use them. 

More than a million households - including those in Northern Ireland, living in park homes or using alternative fuels - that have been waiting for energy support payments have now finally started to receive them. Some are being paid automatically, though others may need to apply. 

Rail fares in England and Wales will rise by up to 5.9% this week. The increase will come into effect on 5 March. Before the coronavirus pandemic, fare hikes normally came into force in January but in 2021 and 2022 they arrived in March, and that'll also be the case for 2023. 

If you're one of the 2.7 million taxpayers still to file their online self-assessment tax return, today is your last chance to do so ahead of the deadline. Here's what you need to do to avoid a £100 fine.

Cold weather payments worth £25 have once again been triggered for residents in dozens of postcode areas across England and Wales, amid freezing conditions. For some, this will be the third £25 payment this winter – meaning those eligible will get £75 in total. The payments are designed to help households pay for energy bills when temperatures plummet.

Households on Economy 7 tariffs have just been hit with substantial price hikes due to the changes to the energy price cap and the subsequent rate changes under the Government's energy price guarantee that took effect from 1 January. Below we explain why and what you can do about it. 

Virgin Media, RAC and Sky are the top firms to haggle with, a new MoneySavingExpert.com (MSE) poll of over 3,000 people has found, with over 80% of those who tried negotiating with these three firms having some success, compared to 66% on average.

High street banks including HSBC, NatWest and Lloyds are set to close at least 193 more branches next year – we've rounded up the planned closures for each bank and what the alternatives are if you still want face-to-face banking.

Homebuyers with small deposits will continue to have access to Government-backed support after its 'mortgage guarantee scheme' was extended this week for another year. But even with the difference in cost between mortgages for those with a 5% deposit and those with a 40% deposit at its narrowest in over 10 years, is it wise to take out a 95% deal? We explain your options below. 

The Bank of England has increased the base rate from 3% to 3.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.