2022

Mortgage rates are rocketing. A year ago you could fix at just under 1%, now the cheapest mainstream deals are 4.95% for two years, 4.62% for five years, and 4.85% for 10 years. That 4% point-ish rise in mortgage rates equates to around £200 a month more (£2,400 a year) per £100,000 of mortgage debt.

If you were born on or after 1 September 2002 and you're now over 18, there could be a stash of cash worth £100s or even £1,000s waiting for you in a dormant account, known as a Child Trust Fund (CTF) – here's how to check.

Barclays has launched a new linked "Rainy Day Saver" savings account for Blue Rewards members, which pays 5.12% interest on balances of up to £5,000 – over double the top open-to-all easy-access account. You need to jump though a number of hoops to get it though. Here's what you need to know.

Shell Energy will pay an extra £150 to over 150,000 of its customers who get the Government's Warm Home Discount this winter – meaning those eligible will get £300 in total from both payments.

The 45% top rate of income tax will NOT be scrapped from April 2023, Chancellor Kwasi Kwarteng has announced today. The change means those earning above £150,000 will continue to pay a higher marginal rate of tax, as they do now.

Eleven water companies across England and Wales will be forced to cut customer bills by a collective £150 million from April 2023 after they missed targets on issues including pollution, sewerage flooding in homes, and water supply interruptions. It follows a backlash against water firms over practices including discharging raw sewerage into local waterways and coastlines. 

A tweet suggesting people could save £12,700 a year following the mini-budget has been deleted by HM Treasury after MoneySavingExpert.com (MSE) founder Martin Lewis called the Government's calculations "nonsense".

Royal Mail is shaking up the rules on stamps, so if you've got a stash that say '1st' or '2nd' class on them then by 31 January 2023 you'll no longer be able to simply stick 'em on a letter and use them. This is because Royal Mail is moving to a new barcode system, which these stamps don't have.

If you have an unused credit note from a package holiday that was cancelled due to the pandemic, you should redeem it or cash it in by the end of today (30 September 2022). If you don't you risk losing valuable protection if the firm that issued it goes bust. 

The UK tax office is to refund 60,000 people that had tax rebates processed by Tax Credits Ltd. The move comes after a MoneySavingExpert.com (MSE) investigation found that the third-party tax rebate firm was alleged to have submitted claims using forged signatures, without consent, and made it difficult for people to get hold of any money owed.