Credit card protection

Your right to a refund when credit card purchases go wrong could be shaken-up under plans put forward to potentially overhaul the Consumer Credit Act, which encapsulates Section 75 protections. However, there's no change for now and any amendments could take years to come into force. 

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Monarch Airlines has been granted a 24-hour extension to its ATOL licence, meaning its flights and package holidays will continue to operate as normal today amid uncertainty over its future.

The Law Commission has included an overhaul of the rules around Section 75 credit card protection in a shortlist of proposed legal reforms, to address a little-known exemption which has left some shoppers £1,000s out of pocket if something goes wrong, MoneySavingExpert.com can reveal.

Consumers who bought payment protection insurance (PPI) on loans and credit cards may have a new avenue for demanding compensation following a Supreme Court ruling.

American Express (Amex) customers who currently have, or have had, its My Essentials and Back on Track policies with additional card protection in the past, will be refunded the premiums paid for the worthless add-on cover. 

If you're one of the two million flogged worthless card protection by Affinion (often branded Sentinel), you should have received a letter informing you about a redress scheme. If you haven't had one and think you're affected, call the scheme now.

If you're one of the two million flogged worthless card protection by Affinion (often branded Sentinel), keep an eye on the post as the last of the letters informing customers about a redress scheme are due to be sent out – these aren't spam so don't throw them away.

Over five million people could be missing out on £100s by chucking away their CPP reminder letters.

Customers who've claimed for mis-sold card and identity theft policies from CPP are being sent cheques thick and fast – some for almost £1,000.