MoneySavingExpert News

Credit score

Klarna will share your buy now, pay later borrowing data with Experian and TransUnion from June - here's what it means

Shoppers using Klarna's buy now, pay later (BNPL) services will have their repayment data shared with two of the UK's biggest credit reference agencies from 1 June, so how you manage your repayments could affect your ability to get credit in future.

4 May 2022

Experian follows TransUnion's move to include buy now, pay later data in customer credit files - here's how it might impact your credit score

Experian has become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files, MoneySavingExpert.com can reveal.

4 March 2022

Paying your Netflix bill on time could boost your credit score under new scheme – but how good is it?

Consumers can now choose to have transactions such as Netflix subscriptions factored into their Experian credit scores, which it says could help more people access financial products

17 November 2020

CreditLadder introduces £8/mth fees for renters reporting payments to two credit reference agencies

Renters who use CreditLadder to build their credit rating by sending information about their rental payments to credit reference agencies will now need to pay a fee of up to £8/mth if they want their payments to be reported to both Experian and Equifax

16 September 2020

Credit score builder Loqbox hit by data breach

Some customers of credit history-building tool Loqbox have had personal and financial data compromised after the firm was hit by a "sophisticated and complex" cyber-attack

2 March 2020

Zopa launches new credit-scoring tool

Peer-to-peer lender Zopa has launched a new free credit-scoring tool

16 October 2019

Plusnet Mobile customers' credit files wrongly marked after billing error

Hundreds of Plusnet mobile customers were wrongly marked as being in arrears on their credit files as the result of a "system error" while the firm was switching direct debit provider, MoneySavingExpert.com can reveal

7 June 2019

Applied for an HSBC product on Wednesday? Check you weren't wrongly declined

Some applicants who applied for HSBC credit cards, mortgages or loans yesterday were wrongly rejected due to problems with credit checks - if you made an application, here's what you need to know

24 January 2019

Massive Equifax data breach - what you need to know

Credit report heavyweight Equifax has warned that millions may have had personal details stolen as part of a breach

12 September 2017

Card firms hiking credit limits of those struggling with debt - what to do if your limit's increased

One in five people with debt problems have had their credit card limit increased without requesting it

30 August 2017