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Homebuyers can now use regular Netflix, Spotify and council tax payments to increase their chances of getting accepted for a Leeds Building Society mortgage. The lender has become the first in the UK to start using payment data recorded on Experian Boost when considering home loan applications.
16 May 2023
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From today, shoppers using Klarna's buy now, pay later (BNPL) services will have their repayment data shared with two of the UK's biggest credit reference agencies, so how you manage your repayments could affect your ability to get credit.
1 June 2022
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Experian will become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files from this summer, MoneySavingExpert.com can reveal. Below we explain how the move may affect your credit file and score.
4 March 2022
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Consumers can now choose to have regular spending such as Netflix subscriptions and council tax payments factored into their Experian credit scores – but credit providers appear hesitant to take this new info into account, with those we've heard from saying they have no plans to start using it.
17 November 2020
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Renters who use CreditLadder to build their credit rating by sending information about their rental payments to credit reference agencies will now need to pay a fee of up to £8/month if they want their payments to be reported to both Experian and Equifax.
16 September 2020
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Some customers of credit history-building tool Loqbox have had personal and financial data compromised after the firm was hit by a "sophisticated and complex" cyber attack.
2 March 2020
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Peer-to-peer lender Zopa has launched a new free credit-scoring tool which it says will help "demystify" lenders' decisions. But if you're thinking of taking out a loan, always do your own research to make sure you get the best rate. 
16 October 2019
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Hundreds of Plusnet Mobile customers were wrongly marked as being in arrears on their credit files as the result of a 'system error' while the firm was switching direct debit provider, MoneySavingExpert.com can reveal.
7 June 2019
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Some people who applied for HSBC credit cards, mortgages or loans on Wednesday 23 January were wrongly rejected due to problems with credit checks – if you made an application, here's what you need to know.
24 January 2019
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Credit report heavyweight Equifax has warned that up to 400,000 UK consumers may have had their personal details stolen as part of a massive global data breach. Info on exactly who's been affected and what you can do about it is still somewhat sketchy, but here's what we know.
12 September 2017

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