Credit score

One in five people with debt problems have had their credit card limit increased without requesting it, new research from Citizens Advice has found – a higher proportion than for cardholders overall.

MoneySavers have been surprised to find applying for a savings account with Ulster Bank could mark their credit file and potentially affect their credit score.

Anyone eager to vote in next month’s general election but not yet on the electoral roll must have registered before midnight on Monday.

'It's your financial CV. You need to see what it says about you - if it's wrong it can kill cheap mortgages, debt, mobiles, car insurance & more.'

Card payment machines in shops will give credit card-holders the option of paying for items in instalments rather than a lump sum, once the Mastercard Instalments scheme is launched next year. However, the interest charged on monthly instalments means some shoppers may end up paying more than they bargained for.

All Vodafone customers are urged to check their bills for errors after a MoneySavingExpert.com investigation uncovered huge numbers of problems with billing, incorrect tariffs, customer service and other issues – including some reporting that their credit score has been wrongly hit – following the mobile giant's move to a new billing platform last year.

Recently I've been swamped with successes from the new marriage tax allowance, which gives many couples a free £212. It got me thinking, what are the other benefits of being coupled up? So I've pulled together key twosome tips and perks - with some you need to be married, but most allow any MoneySavers to, ahem, do it together.