Experian

Homebuyers can now use regular Netflix, Spotify and council tax payments to increase their chances of getting accepted for a Leeds Building Society mortgage. The lender has become the first in the UK to start using payment data recorded on Experian Boost when considering home loan applications.

From today, shoppers using Klarna's buy now, pay later (BNPL) services will have their repayment data shared with two of the UK's biggest credit reference agencies, so how you manage your repayments could affect your ability to get credit.

Experian will become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files from this summer, MoneySavingExpert.com can reveal. Below we explain how the move may affect your credit file and score.

Consumers can now choose to have regular spending such as Netflix subscriptions and council tax payments factored into their Experian credit scores – but credit providers appear hesitant to take this new info into account, with those we've heard from saying they have no plans to start using it.

Some people who applied for HSBC credit cards, mortgages or loans on Wednesday 23 January were wrongly rejected due to problems with credit checks – if you made an application, here's what you need to know.

The competition watchdog is set to investigate Experian's purchase of fellow credit reference service Clearscore, due to fears it may reduce competition for those who want to check their credit score.

We love a nifty MoneySaving trick, which is why every week in this email we feature loopholes and quirky tips. Once in a while we throw them together, so you've a stash of juicy savers - and now's that time. Enjoy...

Millions of private tenants can boost their credit rating by opting in to a new scheme that records if you pay rent on time and sends the results to credit reference agency giant Experian.

I'm writing this because I was shocked... at you, yes you, most of you should hang your heads. In our Jan poll, only 28% had checked their credit file in the last year, and 53% hadn't in 10yrs. This is potentially damaging to your finances - just one error in those files could kibosh them.