Loyalty

Thousands of season ticket holders using the newly-named Virgin Trains East Coast line can no longer earn points after an overhaul of its loyalty scheme.

About 12,000 Co-operative Bank travel credit card customers are set to lose one of the main perks of their card - from next month they won't be able to earn loyalty points to spend on holidays.

Santander debit and credit card users can earn up to 15% cashback on spending from today, but customers will have to activate each cashback deal before they spend.

Amazon credit card customers should consider switching to another reward card, as they won't be able to earn loyalty points to spend at the e-tailer after September.

If you're tempted to sign up for a John Lewis loyalty card for the monthly free tea and cake, be aware that the retailer has changed the offer so only some members will get the deal from now onwards. Existing users are also hit by this change.

Former Sony credit card customers are being urged to use leftover loyalty points before they expire at the end of the month.

Barclaycard Freedom customers have two months to use up their points, after the credit card giant announced plans to replace its loyalty scheme with two new programmes.