MoneySavingExpert News

Mortgage

Mortgage rates are falling – five-year fixes to drop under 4%. But will they get cheaper?

Mortgage rates are falling – 5-year fixes to drop under 4%. But will they get cheaper?

16 January 2024

Two-year fixed mortgages drop below 5% for the first time in months – but should you fix now?

Rates on two-year fixed mortgage deals have dipped below 5% for the first time in five months. But brokers believe fixed deals could get even cheaper – so should you fix now or hold out?

14 November 2023

Should you fix your mortgage and savings now as Bank of England holds base rate at 5.25%? Your options explained

Savers should consider locking in a top fixed rate now as the Bank of England has held the base rate at 5.25% for the second time in a row.

2 November 2023

Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?

Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.

26 September 2023

Bank of England increases base rate to 5.25% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 5% to 5.25% - its highest level in over 15 years.

9 August 2023

Fixing your mortgage for 10 years or more is now CHEAPER than a two-year fix – but should you lock in your mortgage rate for the long term?

Fixing your mortgage rate for 10 years is now significantly cheaper than two and five-year deals – even the UK's only 25-year fix has a lower rate than the top two-year fix.

11 July 2023

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 4.5% to 5% - taking it to its highest level since the 2008 financial crisis.

29 June 2023

Fixed mortgage rates rising as inflation higher than expected – here's what's happening and why you might want to consider fixing now

While no-one has a crystal ball, experts believe fixed mortgage rates are likely to continue increasing while inflation remains high.

31 May 2023

Leeds becomes first mortgage lender to use Netflix, Spotify and council tax payments to 'boost' home loan chances – here's how it works

Leeds Building Society has become the first in the UK to start using payment data recorded on Experian Boost when considering home loan applications.

16 May 2023

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

The Bank of England has increased the base rate from 4.25% to 4.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

15 May 2023