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Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?

Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.

27 September 2023

Bank of England increases base rate to 5.25% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 5% to 5.25% - its highest level in over 15 years.

9 August 2023

Fixing your mortgage for 10 years or more is now CHEAPER than a two-year fix – but should you lock in your mortgage rate for the long term?

Fixing your mortgage rate for 10 years is now significantly cheaper than two and five-year deals – even the UK's only 25-year fix has a lower rate than the top two-year fix.

11 July 2023

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 4.5% to 5% - taking it to its highest level since the 2008 financial crisis.

29 June 2023

Fixed mortgage rates rising as inflation higher than expected – here's what's happening and why you might want to consider fixing now

While no-one has a crystal ball, experts believe fixed mortgage rates are likely to continue increasing while inflation remains high.

31 May 2023

Leeds becomes first mortgage lender to use Netflix, Spotify and council tax payments to 'boost' home loan chances – here's how it works

Leeds Building Society has become the first in the UK to start using payment data recorded on Experian Boost when considering home loan applications.

16 May 2023

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

The Bank of England has increased the base rate from 4.25% to 4.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

15 May 2023

Skipton launches UK's first 100% no-deposit mortgage since 2008 – which Martin Lewis says could be a 'sensible' option for some renters

Renters struggling to save for a deposit can now get a 100% mortgage from Skipton Building Society. It's the first no-deposit deal – that doesn't require a guarantor's backing – to launch in the UK since 2008.

9 May 2023

'My daughter got a £10,000 council tax refund after living with multiple sclerosis for years' – here's how to check if you can do the same

The parents of a multiple sclerosis sufferer have claimed a £10,000 council tax refund on their daughter's behalf after watching MoneySavingExpert founder Martin Lewis talking about the little known discount on TV.

25 April 2023

Fixed mortgage deals get cheaper – now from 3.8% despite base rate rise – so should you fix?

Lenders are still cutting interest rates on fixed mortgages despite the base rate continuing to rise. It means a significant gap has opened between the best fixes and variable deals.

6 April 2023

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