Mortgage
Sweeping proposals designed to help people on to the property ladder announced by the Prime Minister – here's what you need to know
Sweeping changes designed to get more people onto the property ladder, have been announced by the Prime Minister today (9 June).
9 June 2022
MSE pressure forces broker Tembo to remove ads encouraging people to pay off student loans by remortgaging
Mortgage broker Tembo has taken down misleading online adverts encouraging people to remortgage to repay their student loans after pressure from MoneySavingExpert.com.
12 May 2022
Fixed rate mortgages below 2% axed from the market as interest rates continue to rise - here's all you need to know
Fixed rates on mortgages have increased rapidly since the start of 2022 and today less than 10 sit at below 2%. If you’re able to switch mortgage or hoping to get a new one and want a deal at current rates, you better do so now as they won’t be around for long.
11 May 2022
Ground rents to be banned on new leases from 30 June saving homeowners £100s/yr – here's what's happening
Ground rent is to be scrapped on new leases in England and Wales from 30 June when the Leasehold Reform (Ground Rent) Act takes force, the Government announced today (22 April).
22 April 2022
Taylor Wimpey leaseholders freed from doubling ground rent clauses – what it means for you
Affected leaseholders’ ground rents will now remain at the amount charged when they first bought their home. Doubling ground rent clauses will also be left out of any future Taylor Wimpey leases.
18 March 2022
Bank of England base rate jumps to 0.5% – what the rise means for you
The rate is used by the central bank to charge other banks and lenders when they borrow money – and influences what borrowers pay and savers earn.
15 February 2022
Masthaven Bank to stop offering savings accounts and mortgage loans over the next two years - what it means for you
The provider plans to completely exit these UK markets by the end of 2023 - though there's no immediate change for savers or borrowers.
1 February 2022
Martin's debt costs masterclass: Can't afford to clear your debt? You can't afford not to move it to up to 35mths at 0% saving £1,000s
So as it's January, we're in a cost of living crunch, and New Year debt bills are being received by millions, it's time for my annual interest-cutting masterclass.
18 January 2022
Eight mortgage cost-cutting need-to-knows with interest rate rises on the cards
A UK rate rise is on the cards, so can you lock-in cheaply now to save £1,000s?. Here's Martin's mortgage heads up.
16 November 2021
Fears grow of a spike in mortgage rates as the Government battles to curb rising inflation – check if you can lock in now to save £1,000s
Mortgage rates could dramatically rise after new forecasts from the Office for Budget Responsibility (OBR) show the Bank of England's base rate could rise to 3.5%. This could mean an end to record low mortgage rates, so it's worth checking now if you can lock in to save £1,000s.
28 October 2021
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29 June 2022
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8 travel-money must-knows
Don't overpay to pay (ole!)
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Martin's energy need-to-knows
As bills set to rise by 52%
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New. Cheapest ever loans at 2.7%
If you NEED to borrow
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44 tips to be tight (in a good way)
Eg, use bulldog clips to eke out last toothpaste
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£50 two-week summer break
For teens - free if on a low income
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Blue Light Card discounts boosted
For NHS and emergency workers
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2for1 theme parks and attractions
Alton Towers, Thorpe Park and more
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Shoppers unhappy as supermarket comparison site Trolley could be forced to close - here's what's happening
28 June 2022![]()
Supermarket price comparison site Trolley is on the brink of shutting down over licensing issues. If it closes, hundreds of thousands of users will no longer be able to use it to save money when grocery shopping - here's what's happening. -
Netflix confirms plans to launch cheaper service that plays ads - here's what we know
28 June 2022![]()
Netflix has confirmed it will introduce a cheaper subscription plan for its users that includes adverts. We don't have all the details yet but here's what we do know. -
BT, Sky, Virgin, Vodafone and others pledge to help broadband and mobile customers struggling with bills
28 June 2022![]()
The UK's biggest broadband and mobile providers – BT, Sky, TalkTalk, Three, Virgin Media O2, and Vodafone – have agreed to a set of measures aimed to ensure customers struggling to pay their bills during the cost of living crisis don't get cut off from essential services. -
Struggling with energy bills but don't get the £150 council tax help? Check our council-by-council list to see if you're due further support
28 June 2022![]()
If you weren't eligible for the £150 council tax rebate to help with the cost of living but are struggling to pay your energy bills, you may be entitled to a one-off cash payment. We've trawled the websites of every UK council to see which ones have released their eligibility criteria for the money, and so check below.
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Martin Lewis: The one thing everyone aged over 66 needs to know
17 June 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills. -
Martin Lewis: What I asked the Chancellor to do when I spoke to him on Monday...
26 May 2022![]()
With the announcement of the Government's energy cost of living plans due out at lunchtime. I thought I'd speedily bash out a note down of what (from memory) I'd asked the Chancellor for when we spoke on Monday - and the other general suggestions I've been making. -
Martin Lewis: Got a cash ISA? You should probably ditch it
24 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
Clever ways to calculate your finances
