Mortgage
Ground rents to be banned on new leases from 30 June saving homeowners £100s/yr – here's what's happening
Ground rent is to be scrapped on new leases in England and Wales from 30 June when the Leasehold Reform (Ground Rent) Act takes force, the Government announced today (22 April).
22 April 2022
Taylor Wimpey leaseholders freed from doubling ground rent clauses – what it means for you
Affected leaseholders’ ground rents will now remain at the amount charged when they first bought their home. Doubling ground rent clauses will also be left out of any future Taylor Wimpey leases.
18 March 2022
Bank of England base rate jumps to 0.5% – what the rise means for you
The rate is used by the central bank to charge other banks and lenders when they borrow money – and influences what borrowers pay and savers earn.
15 February 2022
Masthaven Bank to stop offering savings accounts and mortgage loans over the next two years - what it means for you
The provider plans to completely exit these UK markets by the end of 2023 - though there's no immediate change for savers or borrowers.
1 February 2022
Martin's debt costs masterclass: Can't afford to clear your debt? You can't afford not to move it to up to 35mths at 0% saving £1,000s
So as it's January, we're in a cost of living crunch, and New Year debt bills are being received by millions, it's time for my annual interest-cutting masterclass.
18 January 2022
Eight mortgage cost-cutting need-to-knows with interest rate rises on the cards
A UK rate rise is on the cards, so can you lock-in cheaply now to save £1,000s?. Here's Martin's mortgage heads up.
16 November 2021
Fears grow of a spike in mortgage rates as the Government battles to curb rising inflation – check if you can lock in now to save £1,000s
Mortgage rates could dramatically rise after new forecasts from the Office for Budget Responsibility (OBR) show the Bank of England's base rate could rise to 3.5%. This could mean an end to record low mortgage rates, so it's worth checking now if you can lock in to save £1,000s.
28 October 2021
Mortgage prisoner review launched amid concerns even MORE homeowners could be trapped on expensive rates
More homeowners than previously thought could be trapped on expensive mortgage rates and unable to switch, the Financial Conduct Authority (FCA) has admitted.
26 July 2021
First ever sub-1% five-year mortgage fix launched by Nationwide – check if you can take advantage of record low rates
Nationwide's deal is another reminder of the fierce competition between lenders – there's no better time to check if you could save £1,000s on your mortgage
21 July 2021
Martin Lewis: 'Mortgage rates drop below 1% – check urgently if you can switch & save £1,000s'
New mortgage deals are at their LOWEST EVER rates, with two-year fixes down to 0.95% and five-year fixes at 1.17% (though in some cases they load the cost in the form of hefty fees). That means huge savings are possible for some.
16 June 2021
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22 March 2023
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Beat April price hikes
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Superfast fibre '£18/month'
Broadband hikes are coming
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Tesco Clubcard triple-up axed
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Ovo launches one-year fixed tariff – but is it worth switching to?
24 March 2023![]()
Almost every household has been charged the same price for their energy over the last year under the Energy Price Cap (EPC) and the Energy Price Guarantee (EPG), with no cheaper fixed deals to switch to. That has now changed, with Ovo launching a one-year fix for existing customers that undercuts the EPG level of £2,500 a year. -
BT customers 'forced into overdrafts' after duplicate payment error - here's what you need to know
24 March 2023![]()
BT customers have complained that they've been forced into overdrafts after payments were wrongly taken twice this month. The telecommunications giant said it will refund any duplicate payments taken automatically. -
Martin Lewis: Four urgent ways you may be due £1,000s in tax back – if you're married, had a PPI payout, wear a work uniform or even just pay tax
23 March 2023![]()
If you're married or in a civil partnership, have ever had a PPI payout, wear a uniform to work or pay any income tax, you could be due £100s or even £1,000s in tax back – but you'll need to check urgently. -
Bank of England increases base rate to 4.25% – what the rise means for your mortgage and savings
23 March 2023![]()
The Bank of England has increased the base rate from 4% to 4.25%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn. -
Broadband and mobile users to be hit with price hikes of up to 17.3% in April – here's what you need to know
23 March 2023![]()
Millions of BT, EE, O2, Plusnet, Shell, Sky, TalkTalk, Three, Virgin Media and Vodafone customers will be hit with price hikes of up to 17% this spring, on the back of a sharp increase in the cost of living.
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
5 December 2022![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: The one thing everyone aged over 66 needs to know
29 November 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
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Clever ways to calculate your finances
