Mortgage

The Government has announced it is selling off 66,000 mortgages and unsecured loans originally held by NRAM, formerly part of failed lender Northern Rock. 

Mortgage affordability rules are set to be relaxed to allow homeowners to switch to a cheaper deal more easily, the financial regulator has announced. The move would also help free tens of thousands of mortgage prisoners, in an important victory for MoneySavingExpert.com's long-running campaign.

Some people who applied for HSBC credit cards, mortgages or loans on Wednesday 23 January were wrongly rejected due to problems with credit checks – if you made an application, here's what you need to know.

First-time buyers in shared ownership homes will pay zero stamp duty on the first £300,000 of any home that costs up to £500,000 with immediate effect, the Chancellor has announced. The change will be retrospective back to the last Budget (22 November 2017).

The sale of mortgages to unauthorised and inactive lenders is giving some mortgage prisoners a "life sentence", MoneySavingExpert.com founder Martin Lewis has warned Treasury Minister John Glen.

Treasury Minister John Glen has admitted that mortgage prisoners "need to be dealt with" at an event run by MoneySavingExpert.com at the Conservative Party Conference – providing hope for 10,000s of home owners stuck on expensive deals.