Remortgaging

About 41,000 Northern Rock mortgage customers with unsecured loans of between £25,000 and £30,000 have been dealt a massive blow this morning, as the Court of Appeal has ruled they're not due redress for historic paperwork blunders.

What would you tweak about the UK? Your first instinct may be 'a flat rate of income tax', 'independence for Cornwall', or 'free university education for all'. Yet I'm not talking about big contentious change – this is about quick fixes for life glitches.

About 167,000 homeowners, including 71,000 pensioners, who are struggling to pay their mortgage will see their mortgage benefit payments fall by a typical £756 a year from next month.

Mortgage holders could be prevented from moving to a cheaper mortgage deal under new EU rules that start to come into force this Autumn.

As she knelt at my feet I looked down and saw she was about to stick me with a sharp blade. But the next moment saw the podiatrist treating my ingrowing toenail ask the question that prompted me to write about the sheer power of mortgage overpayments.

Low interest rates mean fewer homeowners are struggling to keep up with their mortgage repayments, according to Council of Mortgage Lenders figures released today.

Many homeowners paying a standard variable mortgage rate (SVR) with a decent credit score and 10%+ equity, can ditch their mortgage and save by getting a new one.