Saving

Goldman Sachs has today dropped the standard rate on its Marcus savings account to 1.35% for new customers – knocking it off the top of the easy-access best-buy table. Existing customers are unaffected for now, but will also revert to this rate once their 12-month 'bonus' expires.

It's the biggest consumer decision most will make in 2019. While it's important to factor everything in, voting to choose who should govern has a big impact on the pound in your pocket, and everyone else's too.

Some 16-year-olds are struggling to open a Help to Buy ISA before the deadline at the end of this month because they haven't yet received their national insurance (NI) numbers. The problems come after a change to the way NI numbers are sent out earlier this year resulted in a massive backlog – if you're affected, here's what you can do about it.

Santander's Help to Buy ISAs will only be available to open until Thursday 28 November – two days before the official deadline.

Over 2.1 million Premium Bonds prizes are yet to be claimed – 500,000 more than first thought – new figures obtained by MoneySavingExpert.com reveal. If you have or have ever had Premium Bonds, here's how to check if you've won.

Tens of thousands of Premium Bond winners were accidentally sent duplicate prizes this month – so check if you've received an extra one. 

Nationwide has started telling customers about changes it's making to its FlexPlus packaged bank account in November, which include slashing in-credit interest and raising overdraft fees for many. We've full details of the changes below, plus our analysis of whether the account will still be worth it.

There are now more than 1.6 million unclaimed Premium Bond prizes worth more than £63 million, according to the latest figures – check now to see if you've won some cash you didn't know about.

Aunts, uncles and family friends can buy Premium Bonds for children aged under 16 from today, after the rules were relaxed.

Holders of National Savings & Investments savings certificates will see a drop in earnings if they let them renew from today, as the savings provider has switched to using a different measure of inflation. So check yours now, as if you're affected you'll only have 30 days to leave penalty-free.