Poll

Are you stashing cash under the mattress? How much cash do you usually keep in your home AND wallet/purse in total?

The financial crisis has now been running for four years. Inflation has gone up, but what has happened to your pay? Please select the first answer that's closest to your situation.

Every six months we ask you for your customer services experiences with big banks. That time’s rolled around again, and we’d love your feedback based on how they've been recently. Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST SIX MONTHS.

Valentine's is coming, has the use of vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this three years ago, let's see if it's changed ... Imagine Bob asks Sarah to dinner on a first date, saying he'll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Sarah?

Annual UK house prices have reportedly fallen around 1% in the last year. So it's time for our regular poll to ask you where you think they'll go next. What do you think'll happen to UK house prices over the next 12 months?

The January sales are perhaps the cheapest time of year to do Christmas shopping – so have you been out buying presents and decorations? Which of these is nearest to your situation?

If you ... ADD UP your home's value & all other assets eg, pension funds THEN SUBTRACT all debts (including mortgage) … how much are you worth – or how much in debt are you?

It's a highly emotive issue – and a difficult one for policy makers. So we've deliberately got rid of the shades of grey and made this as simple and stark a hypothetical choice as possible. When the elderly need to go into long-term supported care, should they be forced to sell their home to raise the cash or should it be protected and the taxpayer foot the bill?

How do you view your (or your family's) personal finances for the year ahead? Are things going to be better or worse for you by the end of 2012? Choose an option according to your financial situation...

Last week, we asked people to vote for companies that make our lives better. Now we want to know which make your life miserable. We've selected 60 big UK companies across a variety of sectors to choose from. Please pick up to five companies you're NOT a fan of ...