Robot Balancing Stacked Coins With Finger On Wooden Seesaw Against Blue Background

Robo-investment cashback deals

Invest in funds & get cashback

Robo-funds are far simpler than normal investing, but you're tied to a 'portfolio' of funds. We think this is somewhat restrictive, though sometimes these robo-funds offer cashback via a special link when you invest, which gives you a head start over other funds.

Without the cashback, they're fighting against other standard investments, and we'd always tell you to look for lower fees and a bigger choice. But this cashback is a good head start, other products would need to do very well to beat it.'s speciality is not what to invest in – we only look at these as deals, as we can't tell you what is going to be a good or bad investment. So the most important thing to understand is:

We're not saying to go for these funds – we're just saying that if you're going to go for these anyway, then make sure you get the cashback.

New to investing? If this is the first time you've considered any type of investing, it's worth reading our beginners' guide to investing to get a broader idea of what's involved.

The five robo-investing need-to-knows

Before you get started, here are five things you should know about robo-investing.

1. With robo-investment firms you can't pick your own selection of funds. Instead, your money will be invested in a basket of funds selected by the robo-provider and based on your risk profile (the firm will ask you a number of questions when you sign up to assess the level of risk you're willing to take).

2. Always keep an eye on fees. Because even small fees year after year can eat into your investment.

3. The bigger the investment, the less the cashback will matter. If you invest more than the minimum needed to receive the cashback, do remember that you'll be more reliant on market movements to boost your returns in relation to the cashback.

4. ALWAYS remember that the value of your investment can go up as well as down. As with any investments, the value of your funds can go down as well as up, and while it's unlikely, you could lose all your money.

5. Don't forget your ISA allowance. If you want to open an ISA, remember that everyone in the UK aged 18+ has a £20,000 ISA allowance for 2022/23.

For more options, see our Stocks & shares ISAs guide. You can only contribute to one stocks & shares ISA each tax year.

MSE weekly email

FREE weekly MoneySaving email

For all the latest deals, guides and loopholes simply sign up today – it's spam-free!

Current robo-investment cashback deals

Right now there's only one robo-investment deal available, though the £50 cashback it pays on £50 invested means, at worst, you get your money back.

Warning. Investments can go down as well as up in value

There are no guarantees when you invest in the stock market, and your money can go up as well as down in value.

We can't tell you whether investing is right or you, but if you are going to do it, it's recommended you invest for at least five years. This is because the longer you invest for, the longer you have to ride out any bumps along the way.


Robo-investment cashback offer for newbies 



Cashback: £50 if you invest £50+.


To get it, open an account via our link above, then fund it with £50+ by 15 Sep '22. Keep £50+ invested for a year – you'll then get the £50 within 30 days.


Annual platform fee: 0.6%.


Annual fund-manager charges: About 0.16% (original plan), 0.7% (ethical plans).


Exit fee: None (although if you don't keep £50+ in the account for 12 months you won't get the cashback).

2,000 left. Free £50 investment – just put in £50, get £50 cashback after a year. Via our links, newbies to Wealthify* can get the cashback when opening a stocks & shares ISA, junior ISA, general investment account or self-invested personal pension. So, open an account then put your £50 in and wait – and even if your investments flop, at worst you more or less break-even. The only real risk here is if Wealthify were to cease trading in the next 12 months, in which case you wouldn't get your cashback. 


You'll be investing in a fully managed set of funds, which Wealthify chooses for you based on the level of risk you're willing to take – it'll first ask you a few questions to assess your risk profile.


Remember to factor in the monthly platform and fund manager fees that typically come with investing. For example, with £50 invested you'd pay about 38p in annual fees on Wealthify's 'original plan'. And bear in mind that the underlying investments could still go up or down in value.

Important. The fact we've included Wealthify in this guide doesn't mean we RECOMMEND Wealthify – we don't do investment tips. It's just if you're going to use Wealthify anyway, you can get cashback.

Spotted out of date info/broken links? Email: