Benjamin Taylor

Money Analyst – Banking and Insurance

Latest from Benjamin Taylor

Non-standard home insurance

Non-standard home insurance

Non-standard home insurance covers a wide range of homes and circumstances. Find out whether you need non-standard insurance in this MoneySavingExpert guide.

21 June 2023

Bicycle insurance

Bicycle insurance

With more than 100,000 two-wheelers stolen every year, MoneySavingExpert helps you decide whether to get bicycle insurance or ride without a financial helmet.

16 June 2023

Salary Advances

Salary Advances

If your employer's signed up to a scheme, you can get your salary as you earn it rather than only on payday. This MoneySavingExpert guide has everything you need to know.

6 June 2023

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest

If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.

23 April 2024

Expat with Barclays? Here are your options if your account is being closed

Expat with Barclays? Here are your options if your account is being closed

Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .

5 December 2023

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 4.5% to 5% - taking it to its highest level since the 2008 financial crisis.

29 June 2023

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

The Bank of England has increased the base rate from 4.25% to 4.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

15 May 2023

Marcus saver? You can boost your rate to 3.3% with a few clicks – here's how

Marcus saver? You can boost your rate to 3.3% with a few clicks – here's how

If you've got a Marcus easy-access savings account or cash ISA, you can boost your interest rate to 3.3% in seconds by activating its new 0.34% bonus.

9 May 2023

Santander launches new 'Edge' current account paying 1% cashback on household bills and supermarket spend – here's our take on if it is worth it

Santander launches new 'Edge' current account paying 1% cashback on household bills and supermarket spend – here's our take on if it is worth it

Santander has launched its new 'Edge' current account, replacing the popular 123 Lite account which is no longer available to new customers. But is the new product worth it?

22 November 2022

Family Building Society launches two-year fixed savings account that tracks the base rate – here's how it works and how it compares

Family Building Society launches two-year fixed savings account that tracks the base rate – here's how it works and how it compares

Family Building Society has unveiled a two-year fixed savings account that tracks the base rate. The launch comes as the market braces for further interest rate rises from the Bank of England as the central bank attempts to curb rising inflation.

4 November 2022

Bank of England increases base rate to 3% – what the rise means for your mortgage and savings

Bank of England increases base rate to 3% – what the rise means for your mortgage and savings

This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

3 November 2022

HSBC current account customer? You can now get 3% ‘easy-access’ on your savings – though you can earn more elsewhere

HSBC current account customer? You can now get 3% ‘easy-access’ on your savings – though you can earn more elsewhere

HSBC has upped the rate of its Online Bonus easy-access savings account to 3%, beating the top market rates. You'll need to have (or get) an HSBC current or savings account to get it, however, and the rate is significantly dented if you withdraw money.

24 October 2022

Barclays launches 5.12% linked savings account – here's how to get it

Barclays launches 5.12% linked savings account – here's how to get it

Barclays' has launched a new linked "Rainy Day Saver" savings account for Blue Rewards members, which pays 5.12% interest on balances of up to £5,000 – over double the top open-to-all easy access account. You need to jump though a number of hoops to get it though.

4 October 2022

Bank of England increases base rate to 2.25% – what the rise means for your mortgage and savings

Bank of England increases base rate to 2.25% – what the rise means for your mortgage and savings

The Bank of England has increased the base rate to 2.25% from 1.75%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and influences what borrowers pay and savers earn.

27 September 2022

Asda shoppers can earn cashback with new rewards card – here’s how it stacks up

Asda shoppers can earn cashback with new rewards card – here’s how it stacks up

Asda has teamed up with Jaja Finance to launch the Asda Money Credit Card, which offers cashback on purchases at Asda and elsewhere. The cashback can only spent at Asda though. Below we explain the pros and cons and compare the new deal to other rewards options - where it's largely beaten.

15 August 2022