Benjamin Taylor

Money Analyst – Banking and Insurance

Latest from Benjamin Taylor

How do credit cards work? MoneySavingExpert

How do credit cards work? MoneySavingExpert

Thinking about applying for a credit card? Don't know what credit card is best? Learn how they work and which type of cards are suitable for you with MoneySavingExpert & Martin Lewis.

22 May 2024

Which bank is best if you have power of attorney?

Which bank is best if you have power of attorney?

This MoneySavingExpert guide has full details of how to register a Power of Attorney to get access to existing accounts, and the easiest banks to deal with.

10 April 2024

Joint savings accounts explained

Joint savings accounts explained

This MoneySavingExpert guide looks at the benefits and drawbacks of opening a joint savings account, how to open one, and how to find the top-paying rates.

26 February 2024

0% balance transfer & purchase cards

0% balance transfer & purchase cards

Most credit cards offer either a good deal on 0% balance transfers OR purchases, but some do both with only one credit check - see Money Saving Expert.

27 December 2023

Short-term and payday loans

Short-term and payday loans

Looking for a payday loan? We explain the cheaper, safer alternatives. Yet if you’ve no option, MoneySavingExpert shares how to compare and find the least-worst payday lenders.

23 November 2023

What protection do I get when using a credit card?

What protection do I get when using a credit card?

Credit cards offer vital consumer protection if purchases go wrong. This MoneySavingExpert guide runs through your entitlements and how to get a refund.

30 August 2023

Salary Advances

Salary Advances

If your employer's signed up to a scheme, you can get your salary as you earn it rather than only on payday. This MoneySavingExpert guide has everything you need to know.

6 June 2023

Amazon launches new credit card offering rewards on your spending – is it worth getting?

Amazon launches new credit card offering rewards on your spending – is it worth getting?

The Amazon Barclaycard has no annual fee and gives 1% to 2% back on purchases at Amazon and up to 0.5% elsewhere, all paid in the form of gift cards to use at the online retail giant.

13 August 2024

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest

If you've got debt on a Barclaycard, the minimum you have to repay each month is likely being cut this month, as the bank is changing how repayments are set for millions of customers.

23 July 2024

Expat with Barclays? Here are your options if your account is being closed

Expat with Barclays? Here are your options if your account is being closed

Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .

5 December 2023

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

Bank of England increases base rate to 5% - here's how it impacts your mortgage and savings

The Bank of England has increased the base rate from 4.5% to 5% - taking it to its highest level since the 2008 financial crisis.

29 June 2023

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings

The Bank of England has increased the base rate from 4.25% to 4.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

15 May 2023

Marcus saver? You can boost your rate to 3.3% with a few clicks – here's how

Marcus saver? You can boost your rate to 3.3% with a few clicks – here's how

If you've got a Marcus easy-access savings account or cash ISA, you can boost your interest rate to 3.3% in seconds by activating its new 0.34% bonus.

9 May 2023

Santander launches new 'Edge' current account paying 1% cashback on household bills and supermarket spend – here's our take on if it is worth it

Santander launches new 'Edge' current account paying 1% cashback on household bills and supermarket spend – here's our take on if it is worth it

Santander has launched its new 'Edge' current account, replacing the popular 123 Lite account which is no longer available to new customers. But is the new product worth it?

22 November 2022

Family Building Society launches two-year fixed savings account that tracks the base rate – here's how it works and how it compares

Family Building Society launches two-year fixed savings account that tracks the base rate – here's how it works and how it compares

Family Building Society has unveiled a two-year fixed savings account that tracks the base rate. The launch comes as the market braces for further interest rate rises from the Bank of England as the central bank attempts to curb rising inflation.

4 November 2022