Latest from Helen Saxon
Cut existing loan costs
Find out when it's worth switching loans and use our loan calculator to cut costs on Money Saving Expert.
21 January 2025
What type of ISA should I get?
How much can I put in an cash ISA? Which type of ISA should I pick in 2021/22 and how can I split the allowance? This MoneySavingExpert guide has everything you need to know about ISAs.
20 January 2025
How to cancel a credit card
It's often good admin to cancel financial accounts you're no longer using, but sometimes cancelling a credit card could lower your credit score. This MoneySavingExpert guide takes you through the cards you should, and shouldn't, cancel.
15 January 2025
Reclaim forgotten cash
There are billions of pounds sitting unclaimed in Premium Bonds, bank accounts and pensions in the UK. This MoneySavingExpert guide helps you find yours...
17 December 2024
How to check your hot water bottle is safe
12 December 2024
Child Trust Funds
Child Trust Funds have been replaced by junior ISAs, but CTF-holders can switch to the new accounts. This Money Saving Expert guide shows you how.
10 December 2024
Are my savings safe?
Check the safety of your savings using the Money Saving Expert safe savings checker tool. Information on the FSCS bank protection limits.
10 December 2024
How the starting rate for savings rate: tax free savings if you earn under £18,570
If you earn less than £18,570 in income and savings interest combined, you can get all interest paid tax-free. Read MoneySavingExpert's guide to understand your allowance.
10 December 2024
Secured loans
Thinking about borrowing money against your home? This MoneySavingExpert guide explains what secured loans are, how to find cheap deals and the best alternatives.
9 December 2024
Withdrawing cash abroad
Withdrawn cash on a credit card on hols for the best rates, but worried about its impact on your credit score? This MoneySavingExpert guide sorts the facts from the myths.
3 December 2024
Sharesave schemes
Interested in applying for a sharesave or SAYE scheme at your workplace? MoneySavingExpert covers how the scheme works, how to apply and the main risks and benefits.
13 November 2024
How does Gift Aid work?
If you pay UK tax and donate to charity, Gift Aid means the charity gets more. And if you're a higher or additional-rate taxpayer, you can claim extra tax relief on the donation. This MoneysavingExpert guide takes you through how it works.
15 October 2024
How gilts can help you pay less tax on savings interest
If you pay tax on savings interest, investing in specific UK gilts (aka government bonds) could shelter more of your cash from the taxman. In this guide we take you through what gilts are, how this trick works, and how to buy gilts. We've even developed a quick gilts calculator to help you compare returns to normal savings...
9 September 2024
Christmas savings clubs warning
7 July 2023
Persistent debt help
Everything you need to know about persistent debt letters and how the new credit card rules could impact your repayments. Tackle long-term credit card debt with the help of MoneySavingExpert.
18 May 2023
Cheaper train season tickets
Commuting's expensive many pay £1,000s for rail, tube or metro tickets each year. So it makes sense to get the cheapest ticket, as it could save you £100s, and season tickets are almost always the cheapest overall. This Money Saving Expert guide tells you how to buy one - even if you can't pay the full price upfront.
28 February 2023