Helen Saxon

Deputy Editor

Latest from Helen Saxon

Are my savings safe?

Are my savings safe?

Check the safety of your savings using the Money Saving Expert safe savings checker tool. Information on the FSCS bank protection limits.

5 September 2023

Withdrawing cash abroad

Withdrawing cash abroad

Withdrawn cash on a credit card on hols for the best rates, but worried about its impact on your credit score? This MoneySavingExpert guide sorts the facts from the myths.

1 August 2023

Cut existing loan costs

Cut existing loan costs

Find out when it's worth switching loans and use our loan calculator to cut costs on Money Saving Expert.

24 July 2023

Cheap personal car loans

Cheap personal car loans

If you NEED to borrow, personal car loans can be a cheap way to do it. Compare the best rates and learn other tips with this MoneySavingExpert guide.

24 July 2023

Sharesave schemes

Sharesave schemes

Interested in applying for a sharesave or SAYE scheme at your workplace? MoneySavingExpert covers how the scheme works, how to apply and the main risks and benefits.

17 July 2023

Reclaim forgotten cash

Reclaim forgotten cash

There are billions of pounds of unclaimed premium bonds, bank accounts and pensions in the UK. This Money Saving Expert guide helps you find yours...

23 May 2023

Persistent debt help

Persistent debt help

Everything you need to know about persistent debt letters and how the new credit card rules could impact your repayments. Tackle long-term credit card debt with the help of MoneySavingExpert.

18 May 2023

Tax-free savings & the starting savings rate

Tax-free savings & the starting savings rate

If you earn less than £18,570 in income & savings interest, you can get all interest paid tax-free. Read MoneySavingExpert's guide to find your allowance.

4 May 2023

How does Gift Aid work?

How does Gift Aid work?

If you pay UK tax and donate to charity, Gift Aid means the charity gets more. And if you're a higher or additional-rate taxpayer, you can claim extra tax relief on the donation. This MoneysavingExpert guide takes you through how it works.

6 April 2023

What type of ISA should I get?

What type of ISA should I get?

How much can I put in an cash ISA? Which type of ISA should I pick in 2021/22 and how can I split the allowance? This MoneySavingExpert guide has everything you need to know about ISAs.

6 April 2023

Secured loans

Secured loans

Thinking about borrowing money against your home? This MoneySavingExpert guide explains what secured loans are, how to find cheap deals and the best alternatives.

16 March 2023

Child Trust Funds

Child Trust Funds

Child Trust Funds have been replaced by junior ISAs, but CTF-holders can switch to the new accounts. This Money Saving Expert guide shows you how.

6 March 2023

Cheaper train season tickets

Cheaper train season tickets

Commuting's expensive many pay £1,000s for rail, tube or metro tickets each year. So it makes sense to get the cheapest ticket, as it could save you £100s, and season tickets are almost always the cheapest overall. This Money Saving Expert guide tells you how to buy one - even if you can't pay the full price upfront.

28 February 2023

Setting-off rules

Setting-off rules

The legal right to set off means banks can use your money to pay off debts without permission. This MoneySavingExpert guide tells you how to fight back.

1 February 2022

The electoral roll

The electoral roll

How to sign up to the Electoral Roll and boost your credit rating. Our guide tells you all you need to know.

16 September 2021