Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

When buying home insurance, don't assume that the only option you have is to buy it for a whole year. If you feel you don't need cover to last that long, fortunately there are options to get home insurance, but for a short period. This guide looks at what exactly short-term home insurance is, when you need it, and how to get the best policy if so.

13 May 2026

Home insurance gives you a financial lifeline if things go wrong, often providing most of the funding to repair or replace items in your home. You'll usually be able to handle smaller claims yourself, but if you're unfortunate enough to be facing a large scale, costly claim, a loss assessor can help ensure your insurer doesn't use every trick at its disposal to pay you as little as it can get away with.

12 May 2026

Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball.

12 May 2026

Almost half of renters DON'T have contents insurance. Yet if there was a burglary, flood or fire in your home, your landlord's insurance usually only covers damage to the building itself, not to your stuff – meaning you'd have to shell out for replacements. This guide helps you find the right policy to suit you – at the cheapest price.

11 May 2026

Woman in red jumper reading a book whilst sitting on a grey sofa with colourful cushions and a bookshelf behind her

Home insurance prices have continued to drop this year but it does risk people being complacent at renewal. So whether your price is only a little more than last year, it could still mean you are not getting the cheapest price. And even if you're not at renewal, EVERYONE should check now if they can save £100s by locking in a decent price until next year. This guide will help you find the cheapest home insurance.

11 May 2026

If you've more than one car in your household, then it may be worth getting them insured on one policy – this is known as multicar insurance. However, don't always think this is the cheapest option, so this guide tells you how to check and compare multicar and single-car policies to ensure you're not paying more than you need to.

11 May 2026

Car insurance prices are down 18% year-on-year, according to Pearson Ham, meaning NOW could be a good time to secure a better deal. This drop is off the back of huge rises, so don't assume if your renewal stays the same it's a good price. It actually means you're possibly significantly overpaying. This guide will help you find cheap car insurance.

11 May 2026

Drivers under 25 have always faced huge insurance bills due to the higher risk of being in (or causing) an accident. According to Confused.com, the average cost for a driver aged 17 to 20 is now more than £2,000 a year. Yet never assume your renewal is the best deal. Many save £100s on their young driver insurance by following our tried-and-tested MoneySaving tips.

11 May 2026

Break it, lose it or have your mobile nicked – all of them can mean a lot of tears, and a lot of expense. Insurers often play on this fear, charging hefty premiums. Yet you can get cheap mobile phone insurance policies for under £60 a year for the latest Apple iPhone 16 and Samsung S25, and significantly less for older handsets. This guide shows you how to get peace of mind without a high premium.

8 May 2026

The insurance regulator, the Financial Conduct Authority (FCA), has now given the go-ahead for some (not all) providers to sell gap insurance again, after it paused sales having found that some firms were not providing fair value to their customers consumers. This guide explains how gap insurance works, gives the pros and cons to help you decide whether you need it, then what you need to do to find the cheapest policies.

30 April 2026

Purple and yellow wheelie suitcases next to each other in the airport with a plane on the tarmac in the background.

30 April 2026

Travel insurance for pre-existing conditions.

If you've got a holiday coming up, it's best to get travel insurance as soon as possible in case things go wrong before the trip. Yet if you've had a serious medical condition, or are having treatment for one, you're likely to be quoted ludicrously high prices for travel cover. We run through the ways to cut costs.

28 April 2026

If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling if something happens and stops you from going, as well as covering you on holiday.

28 April 2026

Household appliances like ovens, dishwashers and washing machines can be expensive to replace or repair. You can get specialist appliance insurance to cover you if something goes wrong, but it’s likely not worth shelling out for. This guide explains what it covers and whether you should get it.

22 April 2026

Van insurance premiums have risen steeply, with the average cost now around £460 per year—and as much as three times higher for hauliers, according to Gocompare. To save money and secure the best deal, it’s essential to shop around and avoid auto-renewing with your current insurer before exploring other options. This guide will show you how to find the cheapest van insurance possible.

14 April 2026

Life insurance with pre-existing medical conditions.

When it comes to arranging life insurance, it's crucial to be honest and disclose any and all medical conditions. The good news is that life insurers are now better prepared than ever to help those with a pre-existing medical condition. This guide will take you through everything you need to know.

14 April 2026