Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Almost half of renters DON'T have contents insurance. Yet if there was a burglary, flood or fire in your home, your landlord's insurance usually only covers damage to the building itself, not to your stuff – meaning you'd have to shell out for replacements. This guide helps you find the right policy to suit you – at the cheapest price.

8 May 2025

Home insurance prices have continued to drop this year but it does risk people being complacent at renewal. So whether your price is only a little more than last year, it could still mean you are not getting the cheapest price. And even if you're not at renewal, EVERYONE should check now if they can save £100s by locking in a decent price until next year. This guide will help you find the cheapest home insurance.

8 May 2025

Drivers under 25 have always faced huge insurance bills due to the higher risk of being in (or causing) an accident. According to Confused.com, the average cost for a driver aged 17 to 20 is now more than £2,000 a year. Yet never assume your renewal is the best deal. Many save £100s on their young driver insurance by following our tried-and-tested MoneySaving tips.

8 May 2025

If you've more than one car in your household, then it may be worth getting them insured on one policy – this is known as multicar insurance. However, don't always think this is the cheapest option, so this guide tells you how to check and compare multicar and single-car policies to ensure you're not paying more than you need to.

8 May 2025

Car insurance prices are down 18% year-on-year, according to Pearson Ham, meaning NOW could be a good time to secure a better deal. This drop is off the back of huge rises, so don't assume if your renewal stays the same it's a good price. It actually means you're possibly significantly overpaying. This guide will help you find cheap car insurance.

8 May 2025

The National Health Service (NHS) provides comprehensive treatment to us all, regardless of our ability to pay. Yet if you want to opt for private care, that's where health insurance comes in, but it can be costly. It covers planned consultations, treatments and operations – be it hips, cataracts or ears. Yet it's a lifestyle choice, and it ain't cheap. This guide explains how it works, what to watch out for and how to keep costs as low as possible.

24 April 2025

When buying home insurance, don't assume that the only option you have is to buy it for a whole year. If you feel you don't need cover to last that long, fortunately there are options to get home insurance, but for a short period. This guide looks at what exactly short-term home insurance is, when you need it, and how to get the best policy if so.

16 April 2025

When it comes to insuring your belongings, it's important to pay special attention to high-value items such as jewellery, whether they're at home or when you're out and about. This guide will help you understand the type of coverage you need and how to find the best and most affordable insurance for your jewellery and other valuable items.

16 April 2025

Home insurance gives you a financial lifeline if things go wrong, often providing most of the funding to repair or replace items in your home. You'll usually be able to handle smaller claims yourself, but if you're unfortunate enough to be facing a large scale, costly claim, a loss assessor can help ensure your insurer doesn't use every trick at its disposal to pay you as little as it can get away with.

16 April 2025

Weddings and civil partnerships are an expensive and emotional business – the right rings, perfect outfits, dream venue – and that's before the food, cake and guests. With potentially huge costs you should carefully consider if you need insurance. This guide explains what it covers and how to get a cheap policy.

16 April 2025

Life insurance with pre-existing medical conditions.

When it comes to arranging life insurance, it's crucial to be honest and disclose any and all medical conditions. The good news is that life insurers are now better prepared than ever to help those with a pre-existing medical condition. This guide will take you through everything you need to know.

16 April 2025

Van insurance premiums have risen steeply, with the average cost now around £460 per year—and as much as three times higher for hauliers, according to Gocompare. To save money and secure the best deal, it’s essential to shop around and avoid auto-renewing with your current insurer before exploring other options. This guide will show you how to find the cheapest van insurance possible.

15 April 2025

Thinking about how your family would cope financially if you were to die isn't the easiest topic, but it's an important one, as roughly one child per school class may lose a parent before they're 16. This guide helps to explain why you should get life insurance, the different types, and shows you how to find the cheapest policy that meets your needs.

1 April 2025

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.

27 March 2025

The insurance regulator, the Financial Conduct Authority (FCA), has now given the go-ahead for some (not all) providers to sell gap insurance again, after it paused sales having found that some firms were not providing fair value to their customers consumers. This guide explains how gap insurance works, gives the pros and cons to help you decide whether you need it, then what you need to do to find the cheapest policies.

7 March 2025

Break it, lose it or have your mobile nicked – all of them can mean a lot of tears, and a lot of expense. Insurers often play on this fear, charging hefty premiums. Yet you can get cheap mobile phone insurance policies for under £70 a year for the latest Apple iPhone 16 and Samsung S25, and significantly less for older handsets. This guide shows you how to get peace of mind without a high premium.

18 February 2025