Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Van insurance premiums have risen steeply, with the average cost now around £460 per year—and as much as three times higher for hauliers, according to Gocompare. To save money and secure the best deal, it’s essential to shop around and avoid auto-renewing with your current insurer before exploring other options. This guide will show you how to find the cheapest van insurance possible.

14 April 2026

Life insurance with pre-existing medical conditions.

When it comes to arranging life insurance, it's crucial to be honest and disclose any and all medical conditions. The good news is that life insurers are now better prepared than ever to help those with a pre-existing medical condition. This guide will take you through everything you need to know.

14 April 2026

Car insurance prices are down 18% year-on-year, according to Pearson Ham, meaning NOW could be a good time to secure a better deal. This drop is off the back of huge rises, so don't assume if your renewal stays the same it's a good price. It actually means you're possibly significantly overpaying. This guide will help you find cheap car insurance.

10 April 2026

Almost half of renters DON'T have contents insurance. Yet if there was a burglary, flood or fire in your home, your landlord's insurance usually only covers damage to the building itself, not to your stuff – meaning you'd have to shell out for replacements. This guide helps you find the right policy to suit you – at the cheapest price.

10 April 2026

Woman in red jumper reading a book whilst sitting on a grey sofa with colourful cushions and a bookshelf behind her

Home insurance prices have continued to drop this year but it does risk people being complacent at renewal. So whether your price is only a little more than last year, it could still mean you are not getting the cheapest price. And even if you're not at renewal, EVERYONE should check now if they can save £100s by locking in a decent price until next year. This guide will help you find the cheapest home insurance.

10 April 2026

Drivers under 25 have always faced huge insurance bills due to the higher risk of being in (or causing) an accident. According to Confused.com, the average cost for a driver aged 17 to 20 is now more than £2,000 a year. Yet never assume your renewal is the best deal. Many save £100s on their young driver insurance by following our tried-and-tested MoneySaving tips.

10 April 2026

If you've more than one car in your household, then it may be worth getting them insured on one policy – this is known as multicar insurance. However, don't always think this is the cheapest option, so this guide tells you how to check and compare multicar and single-car policies to ensure you're not paying more than you need to.

10 April 2026

Critical illness cover is a common add-on to life insurance, though you can also get standalone policies. It's designed to pay out a lump sum if you get a serious illness or injury and can't work – though there are many exclusions. This short guide takes you through how insurers define 'critical', what to watch out for and how to decide if it's right for you.

9 April 2026

The National Health Service (NHS) provides comprehensive treatment to us all, regardless of our ability to pay. Yet if you want to opt for private care, that's where health insurance comes in, but it can be costly. It covers planned consultations, treatments and operations – be it hips, cataracts or ears. Yet it's a lifestyle choice, and it ain't cheap. This guide explains how it works, what to watch out for and how to keep costs as low as possible.

2 April 2026

If you're worried about your boiler or central heating system failing, boiler breakdown cover is designed to help if things go wrong. Energy providers often try and flog it at sometimes inflated prices, but you don't need to take it. This guide explains what you need to know about boiler cover, whether you need it, plus our top-pick policies if you do decide that cover is right for you.

2 April 2026

Thinking about how your family would cope financially if you were to die isn't the easiest topic, but it's an important one, as roughly one child per school class may lose a parent before they're 16. This guide helps to explain why you should get life insurance, the different types, and shows you how to find the cheapest policy that meets your needs.

2 April 2026

Knowing your car's insurance group, or band, is an important part of knowing how insurers feel about your vehicle, and the risk. In simple terms, the lower the car insurance group, the cheaper the premium is likely to be. For more on understanding car insurance grouping, and how it affects the price you pay for your car insurance, do read on...

27 March 2026

You've just been in a car accident, or discovered damage to your vehicle – it can be an anxious and stressful time. And it isn't always easy to focus the mind, so to help, in this short guide we explain all you need to know about making a car insurance claim, from the initial incident through to any eventual repair.

12 March 2026

Whether you're craving cobbled streets, wild moors or sea air for your holiday, the UK has it all... except, perhaps, the weather. But if you're considering a UK holiday, or you've booked one already, you may be wondering whether it's worth buying insurance to cover your staycation. Here's what you need to know.

10 March 2026

Weddings and civil partnerships are an expensive and emotional business – the right rings, perfect outfits, dream venue – and that's before the food, cake and guests. With potentially huge costs you should carefully consider if you need insurance. This guide explains what it covers and how to get a cheap policy.

10 March 2026

If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling if something happens and stops you from going, as well as covering you on holiday.

20 February 2026