Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Rosie is a judge for Headline Money Awards 2026

Latest from Rosie Hamilton

Whether you have a small child or a towering teen, the cost of childcare can be huge. Yet 100,000s of working parents are missing out on £1,000s of help with these costs. There are a range of schemes that can help, but some let you save more than others. Here we run you through all your childcare options and where to start.

30 June 2026

With the cost of living in the UK rising massively, lots of people are struggling. Luckily there's help available – and it's not just for those out of work. There's support for those earning but still struggling, plus additional help if you've got children, caring responsibilities, or a long-term health condition. Millions of people are missing out on an estimated £23 BILLION in unclaimed benefits, so it's always worth a quick check.

30 June 2026

If you pay a monthly fee for your bank account, you may be able to reclaim £100s or even £1,000s, as many of these accounts were systemically mis-sold. Here we explain, step by step, how to reclaim packaged account fees – and we have a free online tool to help you (or free template letters to do it yourself).

30 June 2026

The Government's confusingly named 'Tax-Free Childcare' scheme offers up to £2,000 a year per child towards childcare costs – including nurseries, childminders and even some holiday camps. But while 1.3 million families are eligible, around 800,000 aren't currently using this benefit. Read on to find out if you're eligible and how much you could save.

30 June 2026

Image shows three young children - all girls - in a brightly lit classroom eating breakfast and lunch items including fruit a sandwich.

If you're on certain benefits, including Universal Credit, your child may be able to get free school meals during term time – as well as free support during the school holidays. This guide covers who's eligible, what you'll get, and how to apply. Crucially, you may need to apply for free school meals every year.

29 June 2026

Turning your property into your dream home can be equal parts exciting and expensive. Luckily there are ways to help support your renovation dreams, even if you don't have the cash upfront. This guide looks at the pros and cons of home improvement loans, alongside some of the alternatives.

29 June 2026

If your flight is cancelled, it's important to know you have rights – whether you're reading this at the airport, or it happened weeks ago. You're entitled to a replacement flight or a refund, and potentially up to £520 in compensation on top. Plus, a landmark court ruling has just made it easier for you to claim if your flight was delayed or cancelled due to airline staff sickness. This guide helps you figure out what you might be owed and whether you should make a claim.

26 June 2026

Should I get a loan with a bad credit score?

If you have bad credit you'll find it hard to access the cheapest loans – and those you can access are likely to be VERY expensive. This guide looks at what products may be available to you if you have a poor credit history, the risks of borrowing if you're already struggling with debt, and the other options you should consider first.

19 June 2026

Whether you're buying your first car or replacing an on-the-blink laptop, a loan may seem like a good way to borrow the funds needed. But accessing one can be difficult for many younger people, plus it's a big commitment. In this guide we talk you through the main types of loans that may be available, their pros and cons, plus alternatives to consider.

19 June 2026

A statue of Lady Justice next to a man in a shirt and suit jacket writing on a piece of paper

2 June 2026

Making sure you have the right insurance in place when you move home can give you peace of mind during a stressful and expensive time. This guide talks you through what insurance you'll need, and what additional cover you might want to consider, to ensure you're protected from exchange to the day you move in.

22 May 2026

Bridging loans are a way to borrow a large amount of money for a short amount of time. They're most commonly used to 'bridge the gap' when buying property – for example, if you need to complete on a purchase before you've sold your current home. While they can be useful, they're high risk if things don't work out. This short guide tells you how these bridging loans work and what you need to watch out for.

14 May 2026

Earn more than £60,000 a year, and though you might receive full Child Benefit, you'll later have to pay some of it back via self-assessment – known as the High Income Child Benefit Tax Charge. This could seem more hassle than it's worth, but there are important advantages to claiming, including one that can be worth £1,000s in future State Pension payments for your partner (or another relative who helps with childcare).

12 May 2026

If you're thinking about making a claim on your home insurance, chances are something big has gone wrong, and you're already feeling pretty stressed. Luckily, most insurers have a very simple process to make sure you get the financial support you need, as soon as possible.

12 May 2026

There is a potentially unbeatable opportunity everyone aged 40 to 73(ish) needs to consider. If you're missing national insurance credits, you can buy back up to six years. This can be prove very lucrative, as some are on course to make over £50,000 in boosts to their State Pension by following this guide.

14 April 2026

6 April 2026