Rosie Hamilton

Senior Writer

Latest from Rosie Hamilton

Free school meals

Free school meals

If you're on certain benefits, including universal credit and child tax credit, your child may be able to get free school meals during term time – as well as free support during the school holidays. This guide covers who's eligible, what you'll get, and how to apply. Crucially, you may need to apply for free school meals EVERY YEAR.

9 January 2024

Help with childcare costs

Help with childcare costs

Working parents can receive help with childcare costs through the aid of tax credits, tax-free childcare, free school schemes and more - MoneySavingExpert.

3 January 2024

Pension Credit

Pension Credit

Pension Credit could boost your state pension income by £1,000s a year – use this MoneySavingExpert guide to find out if you're eligible and how to claim.

3 January 2024

10-minute benefits check

10-minute benefits check

Benefits aren't only for those who are out of work. Thousands of people are missing out on money they're entitled to. This MoneySavingExpert calculator makes it easy to see which benefits you might be eligible for and how much you could get.

29 December 2023

National Minimum Wage

National Minimum Wage

Are you being underpaid?

27 December 2023

Section 75 refunds

Section 75 refunds

Section 75 protects your purchases over £100 if you use a credit card. This MoneySavingExpert guide tells you how to claim if something goes wrong.

19 December 2023

Should I switch to universal credit from tax credit or income support?

Should I switch to universal credit from tax credit or income support?

Around three million people are currently on 'legacy benefits' including tax credits and income support. By the end of 2024, all will eventually be 'migrated' onto the universal credit system – the one-stop-shop benefit that's replacing them – but changes to the system mean some will receive more if they switch now.

18 December 2023

What is attendance allowance and how do I claim it?

What is attendance allowance and how do I claim it?

You could get Attendance Allowance if you're state pension age and need help due to illness or disability. Up to 1.1 million pensioners are missing out on this vital help worth £1,000s.

6 December 2023

Flight cancellation compensation

Flight cancellation compensation

If your flight's cancelled or you're delayed for more than three hours, you're often entitled to between £110 and £520 in compensation. So if your flight's been cancelled with short notice this summer, use this MoneySavingExpert guide and free online tool to claim what you're owed.

28 November 2023

Loans for young people

Loans for young people

Need a loan as a young adult with limited credit history? This MoneySavingExpert guide covers everything you need to know about applying for a loan as a young person.

27 November 2023

What is a good credit score?

What is a good credit score?

In this MoneySavingExpert guide we look at how credit ratings are worked out, what makes a good credit score, and how you can make yourself more appealing to lenders.

27 November 2023

Grant grabbing

Grant grabbing

The government and charities have grants to help those on a low income or with children pay for things they might not be able to - search from 1000s.

24 November 2023

Should I take out a loan against my house?

Should I take out a loan against my house?

This MoneySavingExpert guide explains how loans against property work and what you’ll need to consider.

1 November 2023

Reclaim mis-sold guarantor loans for free

Reclaim mis-sold guarantor loans for free

If you got a guarantor loan that you couldn't afford to repay as the lender didn't check your finances properly or kept trying to sell you it again and again, you may be able to reclaim £100s or even £1,000s for FREE using MSE's tool.

30 October 2023

Local bank branch alternatives

Local bank branch alternatives

New schemes and initiatives mean that even if you no longer have a local bank branch, you'll still be able to access key banking services. This MoneySavingExpert guide looks at the alternative options available if you're after face-to-face banking services and advice.

19 October 2023

Bridging loans

Bridging loans

With this MSE guide, learn everything you need to know about bridge loans, from what a bridge loan is to different types and how much bridge loans cost.

6 October 2023