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Rosie Hamilton

Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Latest from Rosie Hamilton

There is a potentially unbeatable opportunity everyone aged 40 to 73(ish) needs to consider. If you're missing national insurance credits, you can buy back up to six years. This can be prove very lucrative, as some are on course to make over £50,000 in boosts to their State Pension by following this guide.
14 April 2026
10-minute benefits check.
With the cost of living in the UK rising massively, lots of people are struggling. Luckily there's help available – and it's not just for those out of work. There's support for those earning but still struggling, plus additional help if you've got children, caring responsibilities, or a long-term health condition. Millions of people are missing out on an estimated £23 BILLION in unclaimed benefits, so it's always worth a quick check. 
7 April 2026
National Minimum Wage
Many who think they're on minimum wage are actually being paid LESS than they should be. And it can happen to anyone – Easyjet, Greggs & Moss Bros are among 500+ firms that've got it wrong in the past and have underpaid staff. This guide explains what minimum wage is, what it covers, why you might've been underpaid and what to do about it.
7 April 2026
Help with childcare costs.
Whether you have a small child or a towering teen, the cost of childcare can be huge. Yet 100,000s of working parents are missing out on £1,000s of help with these costs. There are a range of schemes that can help, but some let you save more than others. Here we run you through all your childcare options and where to start.
6 April 2026
Universal Credit.
6 April 2026
Tax-free childcare
The Government's confusingly named 'Tax-Free Childcare' scheme offers up to £2,000 a year per child towards childcare costs – including nurseries, childminders and even some holiday camps. But while 1.3 million families are eligible, around 800,000 aren't currently using this benefit. Read on to find out if you're eligible and how much you could save.
6 April 2026
sick pay
The coronavirus pandemic has made many of us realise that serious illness can hit when we least expect it. Having to take time off work can be stressful both emotionally and financially. But there is support available if you're too unwell to work. This guide looks at what you could get in sick pay and how to claim it.
6 April 2026
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Earn more than £60,000 a year, and though you might receive full Child Benefit, you'll later have to pay some of it back via self-assessment – known as the High Income Child Benefit Tax Charge. This could seem more hassle than it's worth, but there are important advantages to claiming, including one that can be worth £1,000s in future State Pension payments for your partner (or another relative who helps with childcare).
6 April 2026
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Child Benefit is a monthly payment for anyone with parental responsibilities for children under the age of 16 (or up to 20 in full-time education). It's worth claiming as it can be worth over £20,000 (or more if you've two or more children). We've full detail on how it works, how to claim, and what happens to the Child Benefit payment if you or your partner earn more than £60,000 a year.  
6 April 2026
Are you one of 100,000+ women missing out on £1,000s of State Pension?
More than 230,000 women (and some men) are thought to have been underpaid their State Pension and could be due a payout – with the average amount being more than £7,000. While some affected will now get a payment automatically, some will need to claim. This guide explains who may be affected, and shows how to claim, if you need to.
6 April 2026
childcare vouchers
Many parents can save £100s a year using Childcare Vouchers, which allow you to pay for childcare from your PRE-TAX salary. The scheme closed to new applicants in October 2018, but you can still use them if you signed up before then, and are with the same employer (and the employer still offers them).
1 April 2026
Bank branches continue to disappear from high streets around the country. Over the last three years, more than 1,500 branches have closed. This guide takes you through your options for face-to-face banking and access to cash if your local branch has gone.
18 March 2026
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Home insurance is there to protect you when the worst happens – from storm damage and burst pipes, to fire damage and vandalism. But what's included as standard in most home insurance policies, and what's an added extra, can vary between policies. This guide looks at different types of damage cover in detail.
12 March 2026
What is fully comprehensive car insurance?
Car insurance is a must-have legal requirement for anyone who wants to take to the road. But there are different types to suit different drivers, so crucially you need to work out which is best for you. In this short guide we tell you all you need to know about fully comprehensive car insurance – and help you decide if it's the one you should plump for. 
10 March 2026
Flight cancellation rights.
If your flight is cancelled, it's important to know you have rights – whether you're reading this at the airport, or it happened weeks ago. You're entitled to a replacement flight or a refund, and potentially up to £520 in compensation on top. Plus, a landmark court ruling has just made it easier for you to claim if your flight was delayed or cancelled due to airline staff sickness. This guide helps you figure out what you might be owed and whether you should make a claim. 
4 March 2026