Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Latest from Rosie Hamilton

If you're earning, you'll get tax relief on pension contributions – meaning you get extra money for free on top of the amount you're contributing. But if you're a higher or additional rate taxpayer, you might need to CLAIM the tax relief you're due – sometimes worth £1,000s. Around £1.3 billion of pension tax relief was unclaimed in the five years to 2022.

10 July 2025

If you pay a monthly fee for your bank account, you may be able to reclaim £100s or even £1,000s, as many of these accounts were systemically mis-sold. Here we explain, step by step, how to reclaim packaged account fees – and we have a free online tool to help you (or free template letters to do it yourself).

8 July 2025

30 June 2025

Earn more than £60,000 a year, and though you might receive full Child Benefit, you'll later have to pay some of it back via self-assessment – known as the High Income Child Benefit Tax Charge. This could seem more hassle than it's worth, but there are important advantages to claiming, including one that can be worth £1,000s in future State Pension payments for your partner (or another relative who helps with childcare).

26 June 2025

Section 75 is your secret financial superhero – buy something costing more than £100 and less than £30,000 on your credit card, and your card company has a LEGAL responsibility to come to the rescue if there's a problem. So if something you've paid for has turned up broken or faulty, or perhaps didn't arrive at all, you may be able to get your money back through a Section 75 claim. And we've a free tool to make it easy.

24 June 2025

Whether you have a small child or a towering teen, the cost of childcare can be huge. Yet 100,000s of working parents are missing out on £1,000s of help with these costs. There are a range of schemes that can help, but some let you save more than others. Here we run you through all your childcare options and where to start.

17 June 2025

The Government's confusingly named 'Tax-Free Childcare' scheme offers up to £2,000 a year per child towards childcare costs – including nurseries, childminders and even some holiday camps. But while 1.3 million families are eligible, around 800,000 aren't currently using this benefit. Read on to find out if you're eligible and how much you could save.

17 June 2025

With the cost of living in the UK rising massively, lots of people are struggling. Luckily there's help available – and it's not just for those out of work. There's support for those earning but still struggling, plus additional help if you've got children, caring responsibilities, or a long-term health condition. Millions of people are missing out on an estimated £23 BILLION in unclaimed benefits, so it's always worth a quick check.

17 June 2025

Image shows three young children - all girls - in a brightly lit classroom eating breakfast and lunch items including fruit a sandwich.

If you're on certain benefits, including Universal Credit, your child may be able to get free school meals during term time – as well as free support during the school holidays. This guide covers who's eligible, what you'll get, and how to apply. Crucially, you may need to apply for free school meals every year.

17 June 2025

If you're retired and have income less than £227 a week as an individual, or £346 a week as a couple, you may be due £1,000s a year in Pension Credit. Plus, it then entitles you to a whole raft of other benefits. Yet, up to £1.5 billion of pension credit is unclaimed by up to 800,000 eligible households. Here's how to check if you qualify and how to claim.

11 June 2025

If you're getting Universal Credit and you're still struggling, there is extra help you can get. Here we list 10 things to look into if you need extra financial help.

3 June 2025

About a million people who qualify for Universal Credit aren't claiming it. On this page we run through who can claim, and some frequently asked questions about who's eligible.

3 June 2025

If you qualify for Universal Credit, the amount you'll get will be made up of both a standard allowance and extra payments, depending on your personal circumstances, but it may also be reduced. On this page we break down how to calculate what Universal Credit you might get.

3 June 2025

If your flight is cancelled, it's important to know you have rights – whether you're reading this at the airport, or it happened weeks ago. You're entitled to a replacement flight or a refund, and potentially up to £520 in compensation on top. Plus, a landmark court ruling has just made it easier for you to claim if your flight was delayed or cancelled due to airline staff sickness. This guide helps you figure out what you might be owed and whether you should make a claim.

3 June 2025

There are two steps to claiming Universal Credit: the online application and the interview. On this page we talk you through how to fill in the online form, and what to expect when you go to the Jobcentre.

3 June 2025