Free £60 Sony mp3 Walkman,
Is your fixed rate mortgage ending?,
Free overseas calls from your mobile,
And much much more MoneySaving…
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WARNING. Don't redeem your Nectar points! Not yet anyway, Nectar's just announced that from 30 June it'll have a month long sale. Points will be worth double their value for weekly themes: electronics, CDs, magazine subscriptions and theatre tickets. The CD sale especially is likely to be good value, in the past it's been £4 per chart CD. Each week in this e-mail there'll be a reminder to ensure you time it correctly.
Please tell everyone about this e-mail. The site's ethical financial stance means there's no big TV advertising budget like the fully commercial money sites seem to have. It needs you to recommend it. Please help colleagues and friends find out about saving money too by suggesting they add themselves to this e-mail's distribution list at moneysavingexpert.com/tips |
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MARTIN'S MONEY MUTTERINGS
A video/audio commentary on this e-mail |
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THIS WEEK INCLUDES: Spend a penny, get a £60 mp3 player!
Plus DON’T SPEND YOUR NECTAR POINTS YET!! |
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Free International Calls From Mobiles. New system hits back against the networks. New Article
Last year a loophole allowed free international calls from mobiles; this week Orange became the last of the networks to close it down (if you’re still using the 07744 system, stop!). Yet just in time, a new piece of web technology lets those with 'free minutes' on their mobile make free calls overseas to 37 countries, or just local call costs for everyone else. A massive saving when you consider Vodafone’s standard rate for 20 mins to New Zealand is a whopping £26! New Article: Free International Calls Related Articles: Completely Free Calls Worldwide via your PC, Cheapest International Calls
Quick! Free £60 Sony mp3 Walkman Loophole. Just sign up for a credit card. Updated Article: Credit Card Freebies
Last Chance. 50% off Tesco Home Insurance. Get a quote even if you're not at renewal!
Until 19 June, Tesco* is offering 50% off its home insurance if you get it online; better still the quote holds for 90 days; so even if you're not at renewal, get a quote now and if it's cheapest buy later. It isn't automatically cheapest though, so before grabbing it, check its price against my usual plan to compare the market including using screenscraping websites Moneysupermarket*, Confused* & Compare the Market* which whizz details through scores of insurers and brokers to find the cheapest. Full details in the Article: Cheapest Home Insurance Related Article: Cheapest Car Insurance
Heads Up! Summer Beauty Booty. Free mini-spray tan, dirt cheap posh moisturiser, BOGOF on laser hair removal. Gorgeous Goodies
STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL
How to compare pizzas (and grab a 50% Dominos discount) read m'blog!
Is your fixed rate mortgage about to end? Act now to stop the bill rising £100 a month
It's estimated 1.3 million people took out fixed rate deals in 2005, and as 2 years is the most common fixed length, many are ending now. If you don't act, your rate could jump around 1.5%; on £100,000 outstanding that's a £100+ month increase. So it's crucial you secure a new cheap deal as soon as possible; preferably start looking three months before your current deal ends. For full info on how to do it read the 30 page step-by-step Cheapest Remortgage Guide: Instantly download a PDF version, Order a free printed version, Read more
Financial Ombudsman Help Form: A fully detailed guide has been been added to the Bank Charges Reclaiming article
New cheapest uninsured loan 6%. Not likely to be available for long. Updated Article
Loan rates have crept up recently and it's likely to continue. Yet the Bank of Scotland's temporarily dropped its rate to just 6% for those borrowing £7k- £13k, but only if you go via its exclusive deal with a price comparison service (this link* takes you directly). As the rate is fixed over the life of the loan, if you're going to need to borrow that much soon, grab it. Other top picks include Northern Rock* at 6.5%, cheapest for uninsured loans from £1k to £4k and it allows penalty free overpayments. For full best buys pros and cons read the Updated Article: Cheap Loans Related Articles: Loan Insurance, Cut The Cost Of Existing Loans
Last chance: Tesco Savings Loophole - Open an account and bag £40 Loophole details
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The Don't Forgets |
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Trick to beat late holiday package deals by 15% Read Article
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MoneySaving Books: The Money Diet and Thrifty Ways, Read More |
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Free Moneywise Magazines Still Available. Last week there were 10,000 mags up for grabs, if you get in quick you can still grab one
MONEY MORAL DILEMMA. Should Gulliver allow bribes to Lilliput?
Gulliver's been the President of Anblica, a well run democratic country, for many years. Some of its major companies have been doing deals with Lilliput, a far away country whose huge wealth comes from Gold mines. In Lilliput bribery is seen as a regular part of running a business; and the only way to get large contracts. Gulliver is aware many normally well behaved Anblican companies have bribed members of the Lilliputian government; the net result is new Anblish jobs and a stronger economy; without the bribes that wouldn't happen, but it's against every tenet of Anblish law. Enter the Money Moral Maze: Should Gulliver allow bribes? Previous MMDs: Should Hilary buy Chelsea's fags for her? and Should Jordan take her kit off for cash?
Great 'Father's Day Pressie' Hunt
Dad's are notoriously difficult to buy for and the last thing you want is a slightly different version of the same socks you buy every year! Father's Day is on 17 June so I thought I'd tap MoneySavers' wealth of knowledge to create a database of the best, most thoughtful pressies on a budget in time for the big day. Add Your Ideas/Read Others Past Great Hunts: Ways to keep cool, What I wish I'd known before I retired and Gap Year Hunt
Were you lucky in love? A couple of weeks ago we had 20 copies of the 'Love Is Not Enough' money book up for grabs. Find out if you got one
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Quick Chat Tips
Warning! Bargains listed here tend to sell out quickly
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Great 'How do insurers decide whether to pay out?' Hunt Result
Last week I asked MoneySavers to share the inside scoop on how insurers decide to pay out claims. Again MoneySavers came up trumps with tips including watch out for medical history, the ins and outs of home insurance and travel insurance claims.
FLIGHTCHECKER SALES WATCH Paris, Jersey & Amsterdam £20 each way
Budget airline Thomsonfly currently has a range of destinations which, including taxes and charges, cost less than £20 each way. For a full briefing read the How To Find a Cheap Flight article or go straight to the special free FlightChecker to find the seats in seconds
Board of the week: In My Home
Whether it's a washing machine disaster or tips on how to decorate on the cheap In My Home is bursting to the brim with info on everything DIY and home related. Discussions include Find instruction manuals online, Good DIY suppliers and Opposing planning applications
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On the box this week: This week you can catch me on my regular LK Today slot on Thursday (8:45-9:15 am ITV1) and Classic Gold (Thurs 10:15 am) Keep updated on appearances
Listen Back: If you want to hear my Jeremy Vine Radio 2, or Moneybox Live Radio 4 from last week Listen Back
This week's Martin's Musings: All stand for Jo Whiley
'A sparkle off the old block' and 'Compare pizzas and save cash'. Read m'blogs (or RSS users access)
Would you apply for a card you despise? This week's poll. There's a best credit card on the market (head and shoulders above all others) which pays the most cashback for those who are debt free, and has the best balance transfer deal for those in debt. Yet it's branded with your favourite football team's rival/The Masters of Foxhounds Association/The League Against Cruel Sports (whichever one you find most distasteful).Would you still apply for the card? Vote and Discuss
Last week's vote: Have you ever moved your Tessa money? It seems since your Toisa matured shockingly 80% of you haven't moved it or have only shifted once to get a better deal. Read Toisas: How to Increase The Interest quicksmart for full details on what to do. See poll results
Will I be done for forgery? That's it for this week, except to say a few years ago for my TV series, we made Martin's Money, special notes with m'face on. Yet a BBC story makes me worry....
I hope you save some money
Martin
Explanation of * Links
FSA NOTE: Referring people to insurers or insurance intermediaries can in some circumstances require FSA authorisation. For this reason, Martin Lewis of Shepherd's Studios, Rockley Road, Shepherd's Bush, London W14 0DA is authorised and regulated by the Financial Services Authority.
How this site is financed. Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: alliance-leicester.co.uk, natwest.com, rbs.co.uk, icicibank.co.uk, energyhelpline.com, tescofinance.com, moneysupermarket.com, northernrock.co.uk, confused.com, comaprethemarket.com. Read more about this in how this site is financed.
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