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ITV1 Friday 8pm. Tonight: Reclaim, Reclaim, Reclaim! Hiya. On Friday night I'll be presenting Tonight again; catching up with successes from January's Council Tax Reclaiming programme, updating Bank Charges Reclaiming, and for the first time doing a Mortgage Fee Reclaiming school. So why not stay in on Friday night, and watch, it's cheaper than going out! PS. My 'Teen Cash Camp' Tonight, scheduled last week, is now likely to be shown on 27 July.
Do me a favour! If you like the site and have saved cash, I'd love you to help me spread the word and tell friends about joining this free, spam free e-mail, just suggest they go to moneysavingexpert.com/tips
PS. Thanks to the MSE Towers team, who behind my back, sneakily stuck up the site's current Potteresque scenes! |
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MARTIN'S MONEY MUTTERINGS
A video/audio commentary on this e-mail |
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THIS WEEK INCLUDES: MoneySHAVERS shame!!
Plus know your neighbours before they know you! |
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Free House Price Valuations and other tools to investigate a property. New Article
Want to know how much your neighbour's home sold for, a property's flood risk, crime stats for an area, reports on local schools, what type of people live in a street or even get a house price valuation? Many places charge for this info, but if you know where to look it's all available for nowt on the web. This new article takes you through exactly how to do it. New Article: Free House Prices And More Related Articles: Mortgage Guide, Remortgage Guide, Council Tax Reclaiming
Easy free tenner for Egg Customers, fiddly free tenner for everyone. Ends 31 July
New top 6.3% instant access savings rate! Plus new 'Rate Rise Leveler' system
UK interest rates rose by 0.25% earlier this month, and ever since the top savings accounts have been battling for primacy. ICICI Hisave* is the winning clean account as next week it'll increase its rate to 6.3%, for both new and existing customers. Doing a comparison when rates are continuously rising can be misleading; to help I've included a 'Rate Rise Leveler', which notes whether each top account's rate includes the rise or not. Updated Article: Top Savings Accounts Related Articles: Best Cash ISAs, Where To Start Saving, Should I Repay My Debts Or Save?
Large 1GB Portable computer memory £6. USB key prices drop again. Can you beat it?
BAD MONEYSAVERS! SHAME ON YOU! Check your credit files now, for free
I was shocked when last week's site poll showed more than half of you have NEVER checked your credit reference files. That's not good. These carry a huge amount of data on us and one little error can mess up your financial future. You should check each of the three agencies once a year, if you've never done it, do it now. You've a statutory right to see the file for just 2 per agency, though I've a loophole that lets you do each online, instantly, for free. Have a go! Read the article: Your Credit Rating: Check It For Free & How To Improve It Related Note: Cheapest Credit Cards For Poor Scorers
Free T-Mobile sim cards & free weekend texts plus £2.50 credit. Grab the freebies
STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL
Grab a grant! £100s are available for homes, education, energy efficiency and more. Are you eligible?
Top Bank Account. £50 bonus with a 0% overdraft is back. Updated Article
Alliance & Leicester's* refer a friend offer has jumped back to its previous highest level, £50. Existing current account customers who recommend it now get £50, as does the new customer. Better still, it's the top bank account for anyone who's overdrawn as it offers a 0% overdraft for the first year followed by 5.9% later. If you don't know any A&L customers with it, to receive yours, just team up with a friend to grab the £50 anyway; one joins, then recommends the other, meaning you both get the cash. View/apply: Refer a friend on the right of the A&L Current Account* page. Full Details: Recommend a Friend Article Full Account Review: Best Current Account
Theatre Tickets Half Price with Nectar points. Includes all London West End Theatres. Nationwide Sale
Bank Charges Update: If they refuse to pay out, head for the Ombudsman, not Court
The vast majority of people get £100s or £1,000s back just by writing letters and never getting close to court action. Yet if you don't get a satisfactory offer, go to Court and it's likely you'll win by default, though very occasionally legal issues do arise. Six weeks ago I introduced a guide to using the Financial Ombudsman as an alternative to Court. As the success rate is 100%, on balance the scales have just tipped in favour of this route. Though, if you're already at the Court stage, it's just a minor strategy shift, so don't worry, keep going. Full guide in the Updated Article: Bank Charges: Reclaim Them Related Article: Best Bank Accounts
REMINDER: Free Sony mp3 player and £25 in Nectar points. Just sign up to a credit card. Article: Credit Card Freebies
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MONEY MORAL DILEMMA. Should Hermione contribute to Harry's little dog Ron?
After a year of dating, Hermione and Harry move in together and almost immediately buy a wee puppy, Ron. Unfortunately six months later they split up and although they both want him, it's decided Ron would be better off with Harry. Struggling to deal with household bills alone, Harry notices how much of an expense Ron is and asks Hermione to pay towards the day to day costs of him, as they both made a commitment to Ron. Enter the Money Moral Maze: Should Hermione contribute to Harry's little dog Ron? Previous MMDs: Should Jeremy and Kirsty come clean? and Should Grant and Tiffany charge for their wedding?
Did you pay too much tax in 2006/7? Check your P60
Earlier this month the Government admitted up to 5% of us were taxed incorrectly last tax year, possibly overpaying £100s. Forum Note: How to check
The Great "Self Discipline" Hunt. How do you stop spending?
It's all well and good being told "stop spending!" when faced with debt, but it's a challenge some people find it harder than others. So I want to delve into the mind of MoneySavers and find out your top tips and techniques to stop yourself spending. Add your ideas/read others Past Great Hunts: What To Do In The Event Of Redundancy, Join Up And Save
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Quick Chat Tips
Warning! Bargains listed here tend to sell out quickly
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Great 'Best Own Brand/Generic Products' Hunt Result
Last week I asked MoneySavers to share info on the best 'value' and 'own' brand goods. A whole host of own brand/generic items were suggested as being superior with discussions including Toilet roll, Parma ham, and Ice cream
FLIGHTCHECKER SALES WATCH Alicante, Malta, & Marrakesh £10 incl. all taxes and charges
Budget airline Ryanair is offering flights to a raft of European destinations from a bunch of British airports for £10 each way; unusually and importantly this price includes all taxes and charges yet there are baggage fees. Read the find the £10 flights note. Related Article: Cheap Flight Finding, Cheapest Travel Insurance, How To Spend Overseas
Board of the week: Travel, Trips and Holidays
Getting the most out of an upcoming holiday doesn't mean you need to spend like there's no tomorrow. Whether you're in the process of planning your first steps, or you're getting ready for that trip away, the Travel, Trips and Holidays Board is packed with an array of useful information which could help cut the cost of your overall holiday bill. Discussions include bargain travel luggage, anything and everything New York and the ultimate travel A-Z Related Articles: Cheap Flight Finding, Cheap Holiday Packages, Cheapest Travel Insurance, Cheapest Travel Money
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MoneySavingExpert on the box/wireless
If you like to watch as well as read about MoneySaving, I?ll be appearing on the following programmes over the next week or so.
- Classic Gold. Thursday 10am.
- Tonight with Trevor McDonald: Reclaim, Reclaim, Reclaim! ITV1 Friday 8pm.
Watch Back from last week: Both last week’s, and this week's LK-Today MoneySaving. Watch it here
Keep updated on appearances: Changes and updates go in the Updated appearances list
Feedback on appearances: Discuss or add your thoughts on MoneySaving in the Media
This week's Martin's Musings: Memories of being 17. The shape of things to come?
"Playing mind games with a mentalist". Read m'blogs (or RSS users access)
Will house prices crash? This week's poll. Vote and Discuss
Want to be a Simpson? That's it for this week, but, before I go, ever fancied becoming a Simpson (the Homer type, not the John)? Now you can. Create your own Simpson's character
I hope you save some money
Martin
Explanation of * Links
How this site is financed. Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: alliance-leicester.co.uk, icicibank.co.uk, natwest.com, rbs.co.uk, energyhelpline.com. Read more about this in how this site is financed. |
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