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New Tool! Find how long, how much, or how big your savings will be. Plus 6.41% top account
This week we’ve a new calculator for savers that’ll answer all the following questions: “how long will it take to save up for something?”, “how big will my savings get?” or “how much should I put aside each month?”. It’s located in both the top savings and top cash ISAs articles. Do ensure you’re using the highest paying accounts though, the top clean instant access savings provider is ICICI* at 6.41% while the top tax-free cash ISA is NS&I at 6.3%. Full details and other options plus the New Calculators: are in the Instant Access Savings and Top Cash Isas articles. Related Articles: Are My Savings Safe, Where to Start with Savings?

Video MP3 player only £18. Cheap little player with a video screen. Can you beat it? Go quick

500,000 1p all-in European Flights! Find them easily. URGENT Ends 12am Thurs 15 Nov.
No-frills airline Ryanair has a 1p flights promotion, which includes all standard taxes and charges; though you must check-in online with only hand-luggage otherwise add £2 per person to check in plus at least £5 per suitcase; still a good deal overall though and if you can't find one for 1p, there's 4m at £10 or under. Flights are available from various UK airports to European destinations for journeys between 3 Dec and 31 Jan (excluding Fri-Suns and school holidays). How to quickly find the 1p flights: Go to the free Budget Airline FlightChecker and ask it to find all flights under £1 for your selected dates to any destination. For flights to other destinations see the Cheap Flights article. Other Travel MoneySaving: Cheap Hotels, Package Holidays, Spending Overseas , Cheap Currency, Travel Insurance

Cheapest Mobiles: Update Last week's article was so popular it crashed the main comparison site included. That’s working now (unless you all go there at once) New Article: Cheapest Mobiles

Cheapest Boiler & Central Heating Cover: Save £100s this winter. Updated Article
As winter approaches, energy companies smile at the thought of bigger heating bills and vast profits selling us over-expensive boiler insurance. Yet it's possible to slash the cost. Never think you need to get the cover with your energy provider, its an open market and you can save by switching or even ditching. This re-researched and rewritten article even includes comparison services to help find the cheapest. Updated Article: Cheapest Boiler Cover Other Winter MoneySaving: Cheapest Gas & Elec plus cashback, Home Insurance, Grant Grabbing (includes many energy saving grants), Benefits Check-Up (includes winter fuel payments)

Big Tesco Loophole if you live near a Big Tesco! Spend £2.50 on a photo key fob and get £8 worth of Clubcard deals £5.50 profit

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Free mini Toni&Guy and Trevor Sorbie hair products for some Boots Advantage card holders

Both petrol & diesel prices rise to over £1/litre. Cut the cost. Updated Article
Average petrol/diesel prices have now crept above £1/litre; their most expensive ever. Yet a combination of three tips can cut annual fuel costs by up to 20%; for someone who fills up £40 worth of petrol a week, that's £400-ish a year. First use a special site that finds your cheapest petrol station, then pay the right way and, finally, start driving more efficiently. Updated Article: Cheapest Petrol Related Articles: Cheapest Car Insurance, MOT Cost Cutting, Breakdown Recovery, Cheap Loans

200 free texts and 40 free minutes for 18-24 year olds. In return for receiving ads. Blyk Sim

New Top 0% Card for Spending Debts. The top card for new borrowing. Updated Article.
Sadly the reason there’s a new top card, is because the old deal, which was better, has ended. If you want a credit card to spend on, that you won’t repay in full each month, new cardholders can get 12 months 0% with either HSBC* or the Halifax*. Do remember though, 0% debt is still debt and needs repaying, so ensure you plan for it, budget for it and can afford the repayments. If you can’t repay the debt within the year, the rate will jump to a huge 16%, so ensure you do a balance transfer it to another cheap card at that point. Full info and alternatives in the Updated Article: Top Card For Spending Related Articles: Best Balance Transfers, Danger Minimum Repayments, Top Cashback Cards

Heads up! 25% off Debenhams pre-Christmas sale! Wed 21 to Fri 23 November Sale away!

Do you have a Lloyds or HSBC loan? Reclaim missold PPI with just one letter
The campaign to reclaim payment protection insurance on loans, credit cards, store cards is top of my agenda at the moment. I believe this insurance has been systematically missold. Since I launched the guide to getting your cash back, there's been a lot of success reports, and one trend is that missold HSBC & Lloyds customers are being particularly successful, and reclaiming with ease. To find out if you were missold to and how to reclaim, read the Full Guide: PPI Reclaiming Related Articles: Cheap Loans, Cut Existing Loans, Ditch Loan Insurance

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Festive Fivers. Win £100 for the best sub £5 Xmas pressie Add your ideas for clever, thoughtful, weird or practical presents under a fiver. Last chance to enter

Great 'Make it last longer' Hunt
There are some things that you can't help spending money on: razor blades, unless you want to end up looking like Swampy; printer ink cartridges, unless you're angling for a Parker Pen set for Christmas; or Batteries, unless you want to be stranded on the sofa, desperate for the TV to magically switch over to Corrie. So I want to tap MoneySavers' knowledge of how we can make the consumable goods in life last longer. Add your ideas/read other peoples': Great 'Make it last longer' Hunt Past Great Hunts: Staying Behind the Joneses, Ways to Save Money and Turn Green and Best Own Brand/Generic Products

Did Littlewoods ask you for its £25 voucher back? It’s now sorted

MONEY MORAL DILEMMA. Should Victoria be there for Geri and share her bonus?
At the call centre where Victoria works, staff get a £500 bonus if they recommend a mate for a job and they’re hired. So Victoria puts her unemployed friend Geri forward for a vacancy. Geri lands the job, but asks Victoria to be a sport and split the £500 with her. Victoria says she should stop being a baby and just be grateful for the job. Yet Geri says, “who do you think are? Friendship never ends! Share the cash.” Should Victoria share her bonus with Geri and, if so, what percentage? Enter the Money Moral Maze: Should Victoria be there for Geri and share her bonus? Previous MMDs: Should Jordan pay Peter to go away? and Should Ben go to Bill's wedding?

22p a can lager, get drunk for £1. MoneySaving or MoneyWasting? Read m'blog

Board of the week: eBay, Auctions, Car Boot & Jumble Sales
Whether you want to pick up a bargain or declutter and earn some extra dosh on the way, eBay can be the answer. The eBay, Auctions, Car Boot & Jumble Sale board offers a wealth of information and innovative ideas on how to turn your junk into cold hard cash. Discussions include Car Boot sale advice, Do you earn your living from eBay? and Selling on eBay while on benefits

Great 'Cheap Road Safety Gear' Hunt Result
Last week I asked MoneySavers to share their knowledge on how to educate kids about road safety and kit them up with accident prevention gear on the cheap. Top tips include High visability & reflective gear, Poundland bargins and Freebies from the council

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Kipper's the big fish! MoneySaver Kipper has helped so many people on the Competitions Board she's been thanked 500,000 times Go Kipper

MoneySavingExpert on the box/wireless
If you like to watch as well as read about MoneySaving, I’ll be appearing on the following programmes over the next week or so.

• LK Today, ITV1 Thursday between 8.45-9.15 am. This week in my regular slot I'll be looking at grant grabbing

Keep updated on appearances: Changes and updates go in the Updated appearances list

This week's Martin's Blog: Ethical Schmethical… The new Co-op Think Ethical Card
"Now I’ve DDOSsed someone!" and "22p for a can of lager". Read m'blogs (or RSS users access)

Should the clocks have gone back? This week's poll. Vote and the daylight saving dscussion

Got Suggestions For This E-mail? Got a great moral dilemma/great hunt or poll idea?
Spotted something great in the Forum, got an idea for a Great Hunt or Poll or Money Moral Dilemma? If you’ve a suggestion for something to go in this e-mail, please let me know. Forum Note: MoneySaving E-mail Suggestions

Archna's Free Game of the Week! Classic space shoot 'em up Raiden X

Clay it again! The makers of Wallace and Gromit have created a series of new cartoons to help raise disabiltity awareness, featuring all the plasticine heros from Creature Comforts. Watch the video

I hope you save some money

Martin

Explanation of * Links

How this site is financed. Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: icicibank.com, talktalk.co.uk, alliance-leicester.co.uk, energyhelpline.com, barclaycard.com, hsbc.co.uk, halifax.co.uk. Read more about this in how this site is financed.