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New tool! Find the cheapest way to call ANY country
Revamped CallChecker works for BT, Sky, Primus. Call Oz/India for 0.5p/min
Most people HUGELY waste cash by just picking up the phone and dialling abroad. Call Australia in the day via BT and it's 27p/min, via Virgin 44p/min, yet it can be just 0.5p/min using specialist override providers - a £25+ saving on an hour's call. You don't need to change provider, just dial a prefix number to access cheaper rates. New International CallChecker: We've massively upgraded the CallChecker - which instantly searches the cheapest override providers - so you can see prices specific to your line rental provider (Sky, Virgin, TalkTalk etc), not just BT. Masses more features: As well as a more friendly look, we've added user-feedback ratings for each provider, all the international dialling codes, time zones, connection charges & more. For daily updated prices plus key warnings, use the New Tool: International CallChecker Related: Cheap Home Phones, Cheap Broadband
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| New! Top 16 mth 0% balance transfer & £20 refund
One-off 2.9% fee, get £20 back if shift £3,000+. Plus new ‘repay quicker’ card
In the 0% credit card debt switching war, there's a new winner, with an impressive margin of victory if you're shifting £3k+. 0% for 16 mths: The Barclaycard Platinum* card is 0% for 16 months for a one-off 2.9% fee, yet switch over £3,000 to it and the fee is cut by £20, reducing it as low as 2.2% (exact % depends on amount transferred) - a cracking best buy. Always fully repay within the 0% period - or switch again - or you'll pay the 16.9% APR. Debts under £3,000? The cheapest card is MBNA Plat Plus* , again 0% for 16 mths (16.7% after) but with a lower 2.88% fee. Virgin* (18.9%) is just behind, with a 2.89% fee. Can you repay quicker? If you won't need 16 mths to clear debt, a different Barclaycard Platinum* deal gives 0% for 14 mths for a 2.7% fee (16.9%). This is cheaper anyway, yet also has the £20 discount for £3k+ switches, slashing the fee as low as 2%. Who are these for? New cardholders only, plus you must pass a credit check. Always make at least the min. monthly repayments or you can lose promo rates and your rights. FULL info & more best-buys in the Updated Guide: Best Balance Transfers Related: 0% for 13mths On New Spending, 7.6% Loans
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New Guide! Restaurant rights
Bad service, bad food, what are my rights? New full Q&A
Whether it's Claridges, Pizza Express or Burger King, you've got rights when eating out. So whether it's 'what if the food ain't up to scratch?', 'can I get free tap water?', 'is the tip a must?' or 'how to split the bill?' this quick Q&A should help. Know your rights! Just like banks, airlines or phone companies, all eateries must provide service with Reasonable care & skill, within a reasonable time & at a reasonable cost. Simply put, if you asked a sensible, fair-minded friend, would they agree it wasn't reasonable? Did you get ill? If the food was so bad you ended up in a sickbed, you could get compensation for the cost, plus any pain and loss of earnings. If it looks dodgy though, always tell the waiter and don't eat! Save money on meals out: There's a full list of deals in the Restaurant Vouchers and London Eating Out guides. Crucially you have a right to the same service as if you'd paid full price. For full answers to all these questions & more see the full New Guide: Restaurant Rights Related: Consumer Rights, How To Complain
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