Banking & Savings
Guides and tools to help you get the best returns on your money
Best Bank Accounts - find accounts with cashback, interest or other perks
Top savings accounts
Top Lifetime ISAs
Packaged Bank Accounts
Stocks & Shares ISAs
An important pensions warning
Top cash ISAs 2022/23
Top app-based bank accounts
How To Get A Hidden Payrise
Pension need-to-knows
Top under-18s' cards
MSE weekly email
Get our FREE weekly email full of deals & guides – it's spam-free!
For all the latest deals, guides and loopholes, simply sign up today
Bank Accounts How to choose where you bank
Top Bank Accounts - Switching’s easy and you can get free cash and other perks
Top Packaged Bank Accounts - Save £100s on breakdown cover, travel and mobile insurance
Popular Guides
- Cut overdraft charges
10 ways to pay less
- Top app-based bank accounts
How good is your bank's app?
- Open Banking explained
What is 'Open Banking' and what does it mean for you?
Savings Accounts Help to get you the best cash returns
Top Savings Accounts
Top Cash ISAs 2022/23
Popular Guides
- Regular savings accounts
Earn up to 3.5% on your savings
- Top Lifetime ISAs
How they work, who they’re for and which provider pays the most
- Top children's savings accounts
Teach your kids to save at up to 3% interest
Pensions & Investing Helping you prepare for and make the most of your retirement
Popular Guides
- Share dealing
What you need to know before investing in shares
- State pension
How much do you get and can you boost it?
- Cheapest SIPPs
Build a low-cost DIY pension
Banking & Savings Reclaiming Help on reclaiming for mis-sold financial products
Reclaim packaged bank account fees - Mis-sold? You could get back £100s or even £1,000s
Popular Guides
- Reclaim forgotten cash
Find lost cash in old accounts & pensions
- Financial Ombudsman – your rights
How to get help & compensation for free
Our banking and savings section takes you through all you need to know whatever you are looking to do with your money.
There are various types of bank accounts and we have guides on everything from current accounts with switch offers or other incentives, to student accounts, app-based accounts and packaged accounts, and help you decide which is best for you.
Many banks and building societies offer switching incentives to new customers and you can often earn about £100 in cash or shopping vouchers – our Best Bank Accounts guide explains it all and compares the best buys. If you're looking for a packaged bank account, you could save £100s off the cost of breakdown cover, travel insurance and mobile insurance for you and your family. There's also been a wave of banking and savings apps in recent years which can give you a helping hand with budgeting, saving and managing your cash – we take you through all the best buys and explain the pros and cons in our App-Based Banking guide.
If you have money to save and are looking for the best home for your cash, we explain the different savings accounts and reveal the current top rates. Some accounts have variable rates and let you make withdrawals, while others are fixed, meaning you can't access your money for a set amount of time. But don't just go for the highest headline rate without first examining how the account works and what the alternatives are. We guide you through the top savings accounts, children's savings accounts, app-based savings accounts and regular savings accounts.
In this section we also have a number of guides outlining the different types of ISA available and the differences between them. These include cash ISAs, stocks & shares ISAs, Lifetime ISAs and innovative finance ISAs.