Driving licence warning: £1,000 fine, so check driving licence

Over 2.6 million motorists haven't updated their driving licence with their current address, risking a £1,000 fine if they are stopped by the police, according to insurer Direct Line (see our Driving Licence guide for more information)

Direct Line also found 3% of married women had an out-of-date name on their licence – which could also incur a £1,000 fine.

You can check your licence and update any incorrect details free via the Gov.uk website.

Driving licences also need a new photo every 10 years. With 2.6 million photocards due to expire this year according to the DVLA, check yours now, as again you face fines of up to £1,000 for driving with an out-of-date licence.

Renewing your licence costs £20. You can do this online at Gov.uk, providing you've a had a new digital passport issued in the last five years, or by post if you pick up forms available at most Post Offices or from the DVLA.

You can also do it in person at selected Post Offices – although this will cost an extra £4.50.

But beware of unofficial sites, which will charge you more to renew your card.