Lloyds and Halifax to close 44 branches by November – see the full list and where you can bank instead

Bank branch closures have become increasingly common in recent years, with many of the big high street names affected. In March, Santander announced it was closing 111 branches – around 20% of its network in the UK – by August, while Lloyds Banking Group, which owns the Lloyds Bank, Halifax and Bank of Scotland brands, has already closed 56 branches in March and April this year.

Lloyds Banking Group says it's seen customers make significantly fewer transactions at the affected locations over the past five years, and says over 80% of its products are now opened online. 

We've full info below on which branches are closing. If you're unhappy with the closures and are thinking about switching to a different bank as a result, see our Best Bank Accounts guide.

You can still bank online or use Post Office services if your branch is closing

Lloyds Banking Group says affected customers will still have a choice in how they bank, with options including telephone banking, online and mobile banking and its mortgage video appointment services.

If you're new to online banking or unsure how to use it, both Lloyds and Halifax offer step by step guides on how to register and log on, plus information on how to make payments, review transactions and more. For further help, you can contact Lloyds on 0345 606 6529 and Halifax on 0345 602 0000.

In addition, Lloyds Bank and Halifax customers can deposit and withdraw money from any of the Post Office's 11,500 branches. These Post Office branches also enable customers to check their balance and to pay cheques into their account. Use the Post Office's branch finder tool to locate your nearest.

If you need branch access and yours is closing, consider switching

If you no longer want to stay with Lloyds or Halifax, you might want to consider switching to a bank that does have a local branch nearby – although bear in mind there's no guarantee it too won't close in future. 

Banks with branches that currently have switching incentives include the following: 

• HSBC, which is offering a £125 cash bonus, plus a 1% linked regular savings account. 

• Virgin Money, which is offering a free £150 Virgin Experience Days voucher, plus 2.02% interest on up to £1,000. 

See our Best Bank Accounts guide for the full details. 

Full list of Lloyds bank branches closing

Here are the Lloyds branches that will close between September and November 2021: 

• Berkeley Square

• Bournemouth Westbourne

• Brighton Preston Circus

• Brixham

• Bromborough

• Cardiff Rumney

• Cheltenham Bath Rd

• Church Village

• Faversham

• Gants Hill

• Halstead

• Haslemere

• Hendon

• Henley-on-Thames

• Holsworthy

• Kempston

• Kentish Town

• Leeds Horsforth

• London Regent St

• Mildenhall

• Morley

• Newport Maindee

• Northwood

• Oakham

• Quinton

• Sedgley Dudley

• Stony Stratford

• Tadley

• Towcester

Full list of Halifax bank branches closing

Here are the Halifax branches that will close between September and November 2021:

• Chertsey

• Chesham

• Cheshunt

• Chesterfield Cent Pav

• Fleet

• Harpenden

• Hinckley

• Kenilworth

• Manchester Cross St

• Market Harborough

• Pinner

• Plaistow West Ham

• Potters Bar

• Rugeley

• Upminster