Lloyds to shut 41 branches and Halifax to close seven - here's a full list of the impacted sites

You can still bank online or use Post Office services if your branch is closing

Lloyds Banking Group says affected customers will still have a choice in how they bank, with options including telephone banking, online and mobile banking, as well as its mortgage video appointment services.

If you're new to online banking or unsure how to use it, both Lloyds and Halifax offer step by step guides on how to register and log on, plus information on how to make payments and review transactions. For further help, you can contact Lloyds on 0345 606 6529 and Halifax on 0345 602 0000.

In addition, Lloyds Bank and Halifax customers can deposit and withdraw money from any of the Post Office's 11,500 branches. The Post Office branches also enable customers to check their balance and pay cheques into their account. Use the Post Office's branch finder tool to locate your nearest one.

If you need branch access and your outlet is closing, consider switching

If you no longer want to stay with Lloyds or Halifax (and you don't have a Post Office nearby), you might want to consider switching to a bank that does have a local branch nearby – although bear in mind there's no guarantee it too won't close in future. 

Banks with branches that currently have switching incentives include the following: 

• Santander, which is offering a £130 cash bonus, plus 1% to 3% cashback on household bills for a £2/mth fee. 
  
• Nationwide, which is offering a free £100 cash bonus, plus a year's 0% overdraft as well as getting 2% interest on up to £1,500 in the first year. 

See our Best Bank Accounts guide for the full details. 

Full list of Lloyds Banking Group branch closures

Here are the Lloyds Bank branches that will close between January and April next year: