2024

Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.

Universities in England will be able to charge full-time undergraduate students up to £9,535 a year from 2025/26, Education Secretary Bridget Phillipson has announced today (Monday 4 November). Student living loans, also known as maintenance loans, will also rise by 3.1%, in a move MoneySavingExpert.com founder Martin Lewis called "better than nowt".

The majority of households in England, Scotland and Wales will see water and sewerage charges rise from April. In England and Wales, further hikes are planned over the next five years. However, prices vary depending on where you live – here's what's happening in your area.

If you have an overdraft with Lloyds, Halifax or Bank of Scotland, the interest rate you're charged for using it could be going up from Friday 31 January as part of a shake-up announced last year. Here's what's happening and what you can do about it.

If you took a South West train out of London between 1 October 2015 and 20 August 2017, and held a Transport for London (TfL) Travelcard at the time, you may have been overcharged and you can claim compensation. But you'll need to be quick as the deadline for claims is this Friday (10 January).

Almost half a million workers are set to see their hourly pay rise by 5% due to an increase in the 'real living wage' – a voluntary employers' pay scheme based on the cost of living. Those covered by the scheme will see their pay rise to at least £12.60 an hour, while those in London will get £13.85 an hour.

The Co-operative (Co-op) Bank has now been taken over by Coventry Building Society in a deal that went through on 1 January 2025. However, it's still very early days and the two brands will continue to operate separately for now.

If you're a Co-op loyalty scheme member, check now if you have any cash left on your rewards balance, as any unused amounts will expire at 11.59pm on Tuesday 31 December.

The Bank of England has held the base rate at 4.75%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.

If you're on the State Pension, check NOW if you're eligible for Pension Credit as it's your last chance to apply and still get the Winter Fuel Payment. MoneySavingExpert.com founder Martin Lewis has issued an urgent plea to share this message with anyone you know who may be impacted, as it's likely that 700,000 eligible State Pensioners are missing out.