Borrowing
How to borrow at NO COST (0% interest) and maximise your protection
Lockdown's easing, retail's opening, and spending's likely to restart. Some will be able to draw on savings but others will be thinking about taking on new debt. So if you're going to borrow, we want to ensure you do it the cheapest and safest way.
20 May 2021
Sainsbury's Bank stops accepting ALL self-employed people for credit cards and loans
Sainsbury's Bank has brought in strict new lending restrictions which mean it is no longer issuing new credit cards or loans to anyone who's self-employed
31 July 2020
Plans for six-week 'breathing space' from serious debt problems announced
People struggling with serious debt could be given up to six-week's grace
24 October 2017
Remortgaging? Tesco Bank has launched a market-leading 1.68% five-year fix
Tesco Bank has launched the new lowest five-year fixed rate mortgage deal – at 1.68% with a £995 fee if you borrow 60%
6 June 2017
Sainsbury's Bank launches cheapest-ever standard personal loan at just 2.8% APR
The low rate is available on loans of £7,500 to £20,000, provided you have a Nectar card and repay within three years
29 December 2016
Debt management firms could be neglecting customers through lack of reviews, FCA warns
The financial watchdog has raised concerns that debt management companies are not carrying out thorough annual reviews
9 December 2016
£300+ of free cash for bagging top deals
Incl last chance £35 M&S vouchers, £100 switching to one of four top current accounts plus more quick cash & vouchers
30 November 2016
Erudio to contact graduates again over deferment deadline blunder
Student loans administrator Erudio is to write again to thousands of graduates to confirm new deferment deadlines
28 April 2016
Are you financially attractive?
Test whether your credit history is good enough to turn lenders on
2 March 2016
Millions of Barclaycard and Lloyds credit card customers face higher interest rates
Barclaycard and Lloyds' credit card customers will have their interest rates linked to the Bank of England base rate
20 November 2015
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9 June 2021
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Martin's 10 financial quirks
Incl how to make £100s
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Warning. Check card contact details
Or risk purchases being declined
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40+ supermarket coupons
Incl free nappies
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Boots tricks
Eg, £43 of No7 for £10
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Mobile firms slash prices
Incl cheapest EVER 5GB Sim & iPhones
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5th self-employment grant update
Govt puts out new info
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Theme park 2for1s
They're back
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What are your rights to a refund if you need to cancel or change a wedding?
14 June 2021![]()
Including can you reschedule, what do insurers cover and will you get a refund? -
Coronavirus Life-in-Lockdown Help
14 June 2021![]()
The Prime Minister has unveiled sweeping restrictions on public movement to tackle the spread of coronavirus. This has had a huge impact on daily life, affecting everything from weddings and train travel to music events and sport. To help, we're working flat out to answer your questions on these topics and more -
Coronavirus Travel Rights
14 June 2021![]()
The coronavirus outbreak is causing major travel disruption around the globe -
Martin Lewis tells ministers it's time to stop hiding the student living loan parental contribution - parents should be told they may be expected to pay £1,000s
12 June 2021![]()
While tuition fees get all the column inches, the biggest practical problem most students face is hidden. The living loan and/ or grant students receive is slashed based on parental income but there's no warning this gap needs filling. Today, MoneySavingExpert founder Martin Lewis has written to ministers to urge them to stop hiding the university parental contributions built into the student finance system. -
Energy bills set to rocket for millions later this year as experts predict £100+/yr price cap rise – check if you can beat hikes by switching
11 June 2021![]()
Around 11 million households on standard energy tariffs are likely to see huge price rises this winter, with industry experts Cornwall Insight predicting an increase of more than £100/yr to regulator Ofgem's price cap. But many can beat the hikes and save £100s by switching now.
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Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. -
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
Clever ways to calculate your finances
