Govt Depts, Public Bodies & Associations

Thousands of struggling homeowners are failing to seek help when they get into difficulties paying their mortgage. Experts say getting assistance can prevent repossession.

Lenders have hiked the cost of regular debt insurance to recoup losses following the ban on lump-sum loan cover, a report claims.

The Financial Services Authority (FSA) says lump sum loan insurance, where the premium is added to your debt upfront and incurs interest, is virtually extinct.

UK building societies have insisted they are still a safe haven for savers, despite a raft of major mutuals having their financial strength called into question this week.