ISA

Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.

If you've got a Marcus easy-access savings account or cash ISA, you can boost your interest rate to 3.3% in seconds by activating its new 0.34% bonus. It's a no-brainer for those who don't want to switch, though you can get even better returns elsewhere.

Interest rates are up, so ISAs are back for many – yet you need to sort them by 5 April (or likely sooner).

Some 16-year-olds are struggling to open a Help to Buy ISA before the deadline at the end of this month because they haven't yet received their national insurance (NI) numbers. The problems come after a change to the way NI numbers are sent out earlier this year resulted in a massive backlog – if you're affected, here's what you can do about it.

Nottingham Building Society will launch its cash Lifetime ISA next Tuesday – making it only the second provider to offer this type of savings account, which offers a 25% bonus towards buying your first home or retirement.

The amount of new money saved in cash ISAs has dropped by a third in the past year, with almost £20 billion less saved in the 2016/17 tax year compared with the previous 12 months.

The first cash Lifetime ISA has already proved popular with savers, with thousands opened in the first week of its launch.

Skipton Building Society will launch the UK's first cash Lifetime ISA on Thursday. It'll offer an annual interest rate of just 0.5% – but crucially if you use one to save, you'll also get a 25% state bonus when you buy a home or turn 60.