Loyalty cards

Nectar card-holders may be able to save "£200/year" at Sainsbury's when they use its SmartShop app to scan items as they shop in store, as it'll trigger cost-cutting deals of up to 30% off. If you don't have a smartphone, you can get the offers when you use in-store scanners, and this all on top of normal Nectar perks. However, you can't get these deals when shopping online. 

Thousands of Iceland Bonus Card customers have been caught up in a security breach which saw criminals illegally access accounts and a large number of cards cancelled as a precaution, MoneySavingExpert.com can reveal.