Your bank could be about to tell you that you've less cash available – here's what you need to know
Three banks have changed the way they show customers' 'available balances' this week, and at least seven more will by mid-December, as the financial regulator brings in new rules on how overdrafts are displayed to customers. But some HSBC and First Direct customers have been left confused by the new changes and worried they've lost cash - so here's a rundown of what's changing and what to look out for
29 November 2019
Nationwide to cut interest and overhaul overdraft fees on FlexPlus account – is it still worth it?
Nationwide has started telling customers about changes it's making to its FlexPlus packaged bank account in November, which include slashing in-credit interest and raising overdraft fees for many. We've full details of the changes below, plus our analysis of whether the account will still be worth it
27 August 2019
320,000 Nationwide customers owed average £19 refund for overdraft charges
Nationwide will refund £6 million to current account customers, after failing to send customers the correct alerts warning them about unarranged overdraft fees
8 August 2019
Nationwide to hike overdraft fees for majority of customers
Nationwide has announced its overdraft rate will be a whopping 39.9% APR – meaning most of its customers who use their overdrafts are set to be worse off
25 July 2019
10,000s of Coventry Building Society customers to lose debit cards
Coventry Building Society is to withdraw debit cards from more than 30,000 customers using its MoneyManager savings accounts in September - and some will also lose overdraft facilities
14 June 2019
Martin: 'After 10 years there's finally an end to unfair bank charges'
Fixed daily overdraft fees will be banned and replaced with a single interest rate next April, the financial regulator has announced
7 June 2019
Santander to refund 20,000 customers after failing to warn them about overdraft charges
Santander is paying out £1.4 million in refunds to 20,000 customers, after it failed to send out warnings about unarranged overdraft fees
24 May 2019
Lloyds, Halifax and Bank of Scotland to hike overdraft fees for millions
Nearly all customers with an overdraft at Lloyds, Halifax and Bank of Scotland will see their charges increase from January - and someone with a constant £500 overdraft will pay around £40 a year more under the new system
23 November 2018
Santander to scrap unarranged overdraft fees on 123 accounts
From July Santander is removing all unarranged overdraft fees on its current accounts that charge monthly fees
25 January 2018
Consumer borrowing slows following Bank of England warnings
Borrowing by consumers on credit cards, loans and overdrafts is slowing down, according to latest figures
26 September 2017
22 September 2021
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22 September 2021Almost half (47%) of MoneySavers prefer to contact customer services via phone, a new MoneySavingExpert.com poll has found. However, this varies greatly by age, with most younger respondents (aged 49 and under) preferring to use Live Chat services over phone.
22 September 2021Energy suppliers Avro Energy and Green have become the latest firms to cease trading, affecting more than 800,000 households. If you're with either firm, your energy supply will continue and credit balances are protected. But DON'T switch now – sit tight and wait until your new supplier has contacted you.
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22 September 2021If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors.
22 September 2021The coronavirus outbreak is causing major travel disruption around the globe
21 September 2021There are more myths and misunderstandings about student finance than any other subject. So in this blog is my updated 2021/22 version of the must knows, with links to far more info.
14 September 2021Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
16 August 2021
Clever ways to calculate your finances