HSBC and First Direct extend £500 interest-free overdraft buffer offer to help with cost of living – here's what you need to know
HSBC and sister bank First Direct are giving current account customers a £500 interest-free overdraft buffer for a year, if they request it. The banks, which are part of the same group, say they hope to support those most in need of help with the rising cost of living.
4 April 2023
Barclays removes overdrafts if they've not been used by some customers in over a year - here are your options and what we know
Barclays customers have voiced concerns after being given just one month's notice that their "safety net" overdrafts will be removed during the cost of living crisis. The bank has admitted that it's cancelling overdrafts for some users who haven't dipped into them in for at least a year.
22 August 2022
Two in five borrow from credit cards, overdrafts or family and friends to pay off buy now, pay later purchases
More than half of 18 to 34-year-olds are borrowing money to help pay off their buy now, pay later debt (BNPL), according to research from charity Citizens Advice. If you're struggling to pay what you owe, we've things to try to see if they help.
8 June 2022
Martin's debt costs masterclass: Can't afford to clear your debt? You can't afford not to move it to up to 35mths at 0% saving £1,000s
So as it's January, we're in a cost of living crunch, and New Year debt bills are being received by millions, it's time for my annual interest-cutting masterclass.
18 January 2022
36,000 NatWest and RBS customers owed overdraft refunds
Some 36,000 RBS, NatWest and Ulster Bank customers will be refunded a total of £2.2 million
3 June 2020
130,000 Metro Bank customers to get overdraft refunds
A total of 130,000 Metro Bank customers will receive average payments of about £86, after the bank failed to warn them properly about unarranged overdraft charges
20 April 2020
70,000 Nationwide customers owed refunds after overdraft alerts error
Nationwide customers are to be refunded £900,000 after a review ordered by the competition watchdog found the building society failed to properly warn them they were about to be charged for using an unarranged overdraft
6 February 2020
Martin: 'FCA subtly slaps banks' wrists – and provides some relief for overdraft prisoners'
The financial regulator has written to major banks asking them how they decided on their overdraft prices, after several providers announced rates to 40% - and it's warned that banks must act to help consumers hurt by the changes
28 January 2020
Lloyds, Halifax and Bank of Scotland to charge up to 49.9% interest on overdrafts from April
Lloyds, Halifax and Bank of Scotland will scrap daily fees for arranged overdrafts from April and instead charge an interest rate based on customers' credit history
22 January 2020
Martin Lewis says Santander 123 is now a dead duck current account as it cuts interest and cashback
Santander will be slashing current account interest to 1% on its popular 123 account this spring, and introducing a single overdraft interest rate of 39.9%
21 January 2020
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Two million Shell energy and broadband customers could be affected as businesses are put up for sale - what it means for you6 June 2023Millions of Shell broadband and energy customers could be moved to a new provider in future as the supplier has announced plans to sell these parts of its business following a "strategic review" – though there's no immediate change to your services and you should keep paying your bills as normal.
EE to charge pay-as-you-go customers for roaming in Europe from today – here's what it means for you6 June 2023EE is to start charging all pay-as-you-go customers to use their mobiles in Europe from today.
'We got a £7,500 council tax refund as carers thanks to MSE's tips' – here's how to check if you qualify for money off your bill6 June 2023A dad is encouraging others to check if they qualify for the 'live-in carer' and/ or 'severe mental impairment' council tax discounts after he and his wife were granted a £7,500 refund and will also save £1,000s off their bill going forward.
Tesco Clubcard warning: You've got ONE WEEK left to triple the value of your points and boost fuel earnings6 June 2023If you're a Tesco Clubcard holder, you have just one week left to triple the value of your points by redeeming them at one of its 'Reward Partners', as from Wednesday 14 June you'll only be able to double their value.
Skipton launches 7.5% regular saver for existing customers – here's who can get it and how6 June 2023If you're a Skipton Building Society mortgage or savings customer you can now access its new 7.5% regular savings account.
Martin Lewis: The one thing everyone aged over 66 needs to know23 May 2023It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
Martin Lewis: Energy bill credit – how much is too much? Stop the rip-off and get back £100s, by understanding the monthly direct debit energy cycle…2 May 2023Martin Lewis dissects how much energy bill credit is too much, and when it's best to ask for it back
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