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If you're a Microsoft 365 subscriber paying for Excel, OneNote, PowerPoint and Word, check if you have auto-renewal turned on, as your price is set to rise by up to £30 a year if so. This is because Microsoft is adding AI software to your package. But we've a way to beat the hike, at least for now. Here's how.

Sainsbury's has added a new 'Spend Lock' feature to its Nectar loyalty app that prevents your points from being redeemed without your knowledge. It follows a spate of complaints in recent months from shoppers claiming their points had been stolen.

If you're a new or existing My Waitrose loyalty scheme member, you can now claim a free hot drink every day without having to make a purchase. The only catch is that you'll need to bring your own reusable cup in most cases.

If you're planning to order your Christmas food shop online, but you've yet to do so, Co-op and Iceland are now taking bookings from shoppers.

You DON'T have a legal right to return goods bought in-store if you change your mind, warns Martin Lewis in the lead-up to Christmas. The MoneySavingExpert.com founder explains your consumer rights in the latest episode of ITV's The Martin Lewis Money Show Live.

A MoneySaver who'd initially been fobbed off by Argos after her son's PlayStation 5 broke has now secured a partial refund worth £430 after following tips in a social media post from Martin Lewis. The MoneySavingExpert.com (MSE) founder had highlighted that your legal rights when goods are faulty are with the shop you purchased from, NOT the manufacturer.

If you've got a Tesco Clubcard, check if you have any vouchers close to expiring, as £18 million-worth are due to run out on Saturday 30 November. Don't want to spend your vouchers yet? We've got a trick to extend their validity.

If you're hoping to bag a bargain on Christmas presents, you might be better off buying on Black Friday rather than waiting for last-minute pre-Christmas sales. It comes as new MoneySavingExpert.com research reveals that over two-thirds of 50 popular items were cheaper on Black Friday in 2023 compared to in the lead-up to Christmas.

Planning to get your Christmas food shop delivered from Tesco? You can now bag your delivery or click & collect slot as bookings opened for all shoppers on Tuesday 12 November.

If you've got an HSBC Visa credit card, you may be able to earn up to £100 cashback on groceries, fuel and transport over the next two months – but you've only got until 11.59pm on Thursday 31 October to check if you're eligible and opt in. It's a no brainer if you were planning to make these purchases anyway – as long as you pay your card off IN FULL, so the interest doesn't wipe out your cashback earnings.