Payday loan adverts are, sadly, now even shown on children’s TV as well as other channels. Have they filtered into your child’s awareness? Please ticks AS MANY AS APPLY as a result of watching payday loan TV ads.

Back-street bazaars aren't the only places you can haggle in. Whether it's asking ‘em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets. Please ONLY VOTE FOR SHOPS YOU’VE TRIED TO HAGGLE IN. Click as many stores as you like

Winter is coming, price hikes are due, many people will be switching. Would you recommend your energy firm's service to others? Please rate your current supplier’s SERVICE (not price) over the last six months (or less if you’ve recently switched). If you’ve gas and electricity with different suppliers please vote for both firms.

From 2015 the Government plans to allow married couples and civil partners (who aren’t 40%+ taxpayers) to transfer £1,000 of their personal allowance - the amount they can earn before tax - to their spouse. So, a partner who doesn’t work or earns under the personal allowance (currently £9,440 for under 65s) could give the higher earner their allowance, saving them 20% tax, so they’re £200 a year better off. Which of these is closest to your view?

The Bank of England is planning to scrap paper bank notes in favour of polymer (plastic) notes, as used in Canada and Australia. They’re more durable than paper notes and they survive money laundering – being put in the washing machine – but not ironing. They can be folded, but aren’t as easy to roll in a wad. Concerns so far include cleanliness and whether they can be used for magic tricks. The Bank of England is asking for feedback. We’ll be sending it the results of this poll. Which of these is closest to your view?

From this week, when you switch bank account, it’ll all be done in 7 days (see our 7-Day Switching Help). It won’t just be your direct debits and standing orders that’ll move - money coming into your old account will also be forwarded, for 13 months. So will you switch? Which of these is closest to your situation? (Please only vote in the category that applies to you)

It’s back-to-school time, but have your kids become gadget freaks over the summer? We live in a tech world where some toddlers are so used to touchscreens, they can’t work out why magazine covers aren’t interactive. Which of these do your kids have (ie, for their primary use)? Select as many as you need to in each age category.

Every few years we run this poll to see how good people are at figuring out a basic, but not straightforward money sum. Once you've clicked your answer below, jump to the 'discuss' link to see the correct one. Which of these stock market scenarios gives the best return?

Many banks require you to use a card reader or secure key (they're both little pocket devices) to log into online banking or make transactions. They're meant to improve security, but also get on some people’s nerves. What's your view? Please tick the option closest to your view

There's a flat on sale in North London at a reported £100,000 discount to other similar properties because a serial killer committed his murders there. We wanted to test your attitudes to prior property history. In which of the following circumstances would you NEVER buy even at a big discount (click all that apply)?