Many big stores, such as M&S, have generous no-fault return policies. Some people use this as a form of free rental – you buy the clothes, wear them once, then return them. The legality is questionable – it depends on the terms. Yet with 14-day no-fault returns for internet goods coming into law next year, we want to see how common this behaviour is. Which one of these is closest to your situation?

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.

Some airlines play hardball with flight delay compensation claims, others pay up when cash is due. If you've tried to claim since new rules opened the floodgates in late 2012, please tell us how it went below. For more info see Flight Delays Compensation.

Many see a hotel room as a free-for-all. They don’t just use things while they’re there – once they leave, they take all they can, sometimes crossing the border of legality. Tick each of the items you’ve taken from a hotel room (without specifically paying for it).

Unless you’ve been on the Moon, you’ll know there was a new addition to the royal family this week. But how interested are you in the blanket coverage of the new baby prince? Please let us know which of the following is closest to your view.

Many goods sold in the UK are made or imported. Buying British can help UK manufacturers and may be more environmentally sustainable – yet if it costs more, would you pay more? Which of these would you be willing to pay more for to buy British? (You can select as many options as you like)

We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK do you risk going without it? For more help see our Cheap Travel Insurance guide. Which is the closest to your situation?

A £9,000 salary rise for MPs is being discussed by the independent body which decides this. How much do you think MPs should be paid? (for comparison, we've added rough equivalent average salaries for a variety of professions)

Energy regulator Ofgem plans to cap the number of tariffs suppliers can offer to four per fuel, in a bid to simplify the market. One potential negative is that prices for the cheapest deals could rise, as suppliers won’t be able to offer expensive standard tariffs. These are often £250 a year more than online deals, so they’ll need to make up the difference from somewhere. Which is closest to your view on how the market should look?

We're updating our research on the link between mental health issues and debt problems. It's argued either one can cause the other – if you’ve been affected, see our Mental Health and Debt guide. Please answer the question below NOTE: Exclude mortgages & student loans from definition of "debt".