More and more of us now bank or save by app, so we want you to rate yours. Please vote for ALL THE APPS that you've used. NOTE: When we say standard features we mean it only has the likes of account details and transactions. Lots of features means it offers extras such as budgeting and categorising your spending.

We believe you should get travel insurance ASAB (As Soon As you've Booked) as you're then covered if you have to cancel any time BEFORE your holiday begins. Yet whether you're going abroad or staying in the UK, do you risk going without it? For more help, see our Cheap Travel Insurance guide. Please select the option which is the closest for your next holiday.

Now it's warmed up, it's a good time to reappraise what your energy provider's service was like over the winter. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & elec with different firms, rate both. (And while service is important, so too is price - so do a five-min comparison to see if you can save.)

In England and Scotland your council tax band depends on your home’s value in 1991 (Wales 2005), when the last (and only) valuation was done. It’s likely 100,000s of homes are in the wrong band as drive-by 'second-gear valuations' were commonplace. (See our Council Tax Check & Challenge guide.) However, redoing it would likely see widespread changes to valuations and risk some paying substantially more (others less). Is it worth it? Some may argue the whole system should be scrapped, but that’s a different poll. So… Please choose the option closest to your view:

So are we a nation of savers or debtors?  Take any unsecured debt (ie, EXCLUDING ANY MORTGAGE/STUDENT LOAN) away from any savings and where do you end up? Whether you've "net worth" or "net debt", pick your relevant option:

Whether you want better service, better rates or just free cash – changing your day to day bank account can be well worth doing (see Best bank accounts). But have you done it?… When did you last switch bank account? Please choose the option CLOSEST to your situation.

It's cheap, and environmentally friendly, yet some people think only new will do. Please select ALL of the items that you would be happy to buy second hand, if it was decent quality and cheaper.

Pay is big news, with many bigger companies having to report their gender pay gap. Normally in the consumer world if you’re unhappy with something, you should politely complain. We wanted to test whether this applies in the world of work too. Have you ever asked for a pay rise (disregarding any company-wide annual rises)? Please select the CLOSEST option to your situation.

You’ve had a stay, used the room, the water, and the sheets. Yet did you leave empty-handed? Whether it’s complimentary shower gels, tea bags or towels, we want to know what you’ve taken away, with or without permission (whether explicit or assumed). Of course some of the things taken are downright dodgy - we very much don’t condone theft - we just want to know if you’ve done it. Please tick all of the items you’ve trousered from a hotel room without specifically paying for them.

Whether it's down to customer behaviour, cost-cutting or both, banks are closing branches left, right and centre. This year alone, RBS/NatWest is to close 259 across the country - a quarter of its network. So this week, we wanted to know when you last used your main bank's branch. We last did this poll a year ago, so let's see if things have changed. Please select ONE option under the relevant category.