Poll

It's January, peak holiday-booking season, the time of year when travel firms compete for our cash with special offers and deals. So this week, we wanted to know how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

With the growing use of social networks, plus streaming, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via a 3G, 4G or 5G signal, not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile bill.

Now the festive season is over, Santa finally has the chance to rest – yet for parcel delivery firms (which helped), it's business as usual. Over the past few years, we've heard a variety of horror stories, ranging from no-shows to mis-delivered parcels and even items being left in the bin. So it's time for our seventh annual poll to sort the good guys from the bad… Please rate your experience with each of these firms DURING THE LAST YEAR (don't rate if you haven't experienced their services).

At the start of the New Year, we wanted to find out if you're financially better off now than you were at the start of January 2019. Whether you saved money, paid off debt, overspent, borrowed or had a pay rise, tell us how your household finances fared over the past year. Please select ONE option under the relevant category.

It's Christmas, so for this week's poll, we're forgetting about money and going for a bit of fun. We've selected some of the most loved Christmas songs – choosing the best-known version – and we'd like you to pick your favourites. Please vote for your FAVOURITE THREE (if yours is missing, feel free to vent in the forum discussion).

Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

We've just a couple of weeks to go until the big day - but with reports of shoppers abandoning the high street in favour of shopping online, will you be buying your Christmas gifts in store or from the web? Please select one option CLOSEST to your view. (Count click-and-collect as online shopping, and exclude Xmas groceries completely.)

Winter's here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Up to 3.8 million women born in the 1950s had been due to get the state pension at age 60. But legislation changes as recently as 2011 mean many will receive theirs up to six years later – some didn't hear about this until too close to retirement and say they hadn't had time (or in some cases, the means) to prepare for this delay. Labour proposes to compensate the women affected, costing the state £58 billion over five years. Boris Johnson said in a leaders' debate that while he sympathised, he couldn't promise 1950s women the money. Which of these levels of compensation, if any, is CLOSEST to your view?

Haggling isn't just reserved for call centres and market stalls, some even do it at high street chains. If you have, did you succeed? Whether it's asking 'em to throw in extras or negotiating a discount, let us know. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.