Poll

The Tories say they plan to let the public buy up to £10,000 shares each in Lloyds Bank at a 5% discount (paid for by the tax payer) to the share price plus 10% extra shares if you hold them for a year. Labour & Lib Dems have pooh-poohed the idea. If it happens – would you apply? Which of these is closest to your answer?

The opinion polls suggest we’ll have a hung parliament – if so, we could find ourselves with a coalition government again. So for fun, we want to know if you could pick a coalition instead of a party, which you would pick? Which two-party coalition would you pick (order based on seats in last parliament – the one listed first isn’t necessarily the majority party)?

The government has announced a new Help to Buy ISA where it’ll add 25% onto the deposit savings of first time buyers. So with this in mind, we wanted to see if the age people buy their first home has changed over the years. Have you bought a home and if so how old were you the first time you did it?

Seven party leaders have agreed to take written questions on consumer finance issues – Tory, Labour, Lib Dem, UKIP, Green, SNP & Plaid. Here’s our subject shortlist, some from us, some suggested by you – voting isn’t about whether you agree with the issue, but if you want them to answer it. Choose up to 5 questions you want them to be asked.

We’re asking the same question as last week, but this time we want you to exclude your home and mortgage (primary residence only - if you have a second property or buy-to-let include that). To answer this question, you first need to do a little sum: 1. Add up: the total value of your assets such as your savings & pension (excluding your home). 2. Subtract: outstanding debts - include credit card debt, exclude student loans & mortgage. Then whether you've "net worth" or "net debt", pick your relevant option:

To answer this question, you first need to do a little sum: 1. Add up: the total value of your assets such as your house, savings & pension. 2. Subtract: outstanding debts - include your mortgage, exclude student loans. Then whether you've "net worth" or "net debt", pick your relevant option:

Lying on an insurance claim is fraud. No question. Yet many people admit to ‘tweaking the truth’ (still fraud) like saying their mobile phone was taken from their bag when they know the bag was unzipped and it dropped out or claiming they had whiplash after only having a minor car prang. We want you to be honest to see how widespread an issue this is. Have you ever bent the truth? Please answer for each insurance policy you've ever claimed on:

Is looking after your household's finances a shared job, or is one of a couple the senior financial partner – taking charge of decisions about insurance, energy bills, investments, debts and more? Choose one option closest to your own circumstances:

Ed Balls recently caused controversy by saying he’d expect his gardener to give him a receipt for trimming his hedge. With the onus being on the trader to declare the income for tax and VAT purposes, which of these would you typically pay cash in hand for? FOR SERVICES YOU REGULARLY USE/USED please select if you pay cash in hand or in a traceable way, eg, cash with receipt/invoice or via cheque, card or bank transfer.

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.