Latest from Gavin Shepherd
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Buildings insurance
Buildings insurance is usually compulsory. This MoneySavingExpert guide covers what buildings insurance is and how to bag yourself a decent quote.
8 May 2024
Open Banking explained
MoneySavingExpert explains the new rules introduced through Open Banking about sharing your financial info with providers and what it means for your money.
7 May 2024
How to start saving
Should you save in a cash ISA, a regular saver, or just a normal savings account? This Money Saving Expert guide tells you where to start with savings.
6 December 2023
Bought insurance or got quotes on Friday 19 July? You may have missed out on the best deals due to the global IT outages – here's what to do
If you bought (or just got quotes for) car or home insurance on Friday 19 July, it's possible you didn't see some of the cheapest deals, as some insurers were unable to offer quotes due to widespread IT problems.
26 July 2024
Last chance: Grab Chase's 5.1% easy-access savings deal before it's pulled on Wednesday
You've just days left to grab Chase's temporary 5.1% easy-access savings deal, as the app-only bank has announced it'll stop offering the boosted rate to newbies after 11.59pm on Wednesday 17 July.
15 July 2024
Santander cuts rate on popular 5.2% easy-access savings account – should you switch?
Santander has cut the rate on its popular easy-access savings account from 5.2% to 4.2% – but you can easily beat this by switching elsewhere.
25 June 2024
Chase launches new 5.1% easy-access saver that's available to MORE customers – can you get it?
App-based bank Chase has just released a new table-topping 5.1% AER interest savings account for both new and existing customers. It follows a similar move earlier this year, though this time round, MORE customers can get it.
4 June 2024
NS&I launches 'British Savings Bonds' – but you can get better rates elsewhere
NS&I has launched its 'British Savings Bonds' – three-year fixed rate savings accounts first announced by the Chancellor in his Spring Budget last month. But they'll only pay 4.15% AER – a rate you can easily beat elsewhere.
16 April 2024
Bank of England holds base rate at 5.25% for the fifth time – here's what it means for your savings and mortgage
The rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn. We explain what it means for you.
26 March 2024
Chase to raise minimum pay-in for cashback to £1,500 a month – here's what to do if you won't spend that much
If you're a Chase customer, you'll soon need to pay in at least £1,500 a month to qualify for its 1% debit card cashback offer. But depending on when you signed up, this change won't take effect immediately – and you can work around it if you'll spend less than £1,500 each month.
28 February 2024
Bank of England holds base rate at 5.25% yet again – what it means for your savings and mortgage
The Bank of England held the base rate at 5.25% for the fourth time in a row on Thursday 1 February. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.
6 February 2024
NS&I to cut Premium Bond prize rate to 4.4% – are they still worth it?
NS&I will decrease its Premium Bond prize-fund rate to 4.4% from 4.65% for its March 2024 draw and beyond. But this rate was already lagging behind interest rates on standard savings accounts – so are Premium Bonds still worth it?
23 January 2024
Should you fix your mortgage and savings now as Bank of England holds base rate at 5.25%? Your options explained
Savers should consider locking in a top fixed rate now as the Bank of England has held the base rate at 5.25% for the second time in a row.
2 November 2023
Skipton launches 7.5% regular saver for existing customers – here's who can get it and how
If you're a Skipton Building Society mortgage or savings customer you can now access its new 7.5% regular savings account.
6 June 2023
Hanley Economic launches top easy-access savings rate in 14 years at 4.25% - but you need to jump through some hoops to get it
Hanley Economic Building Society's new easy-access savings rate is the highest in 14 years and it overtakes the previous top rate of 3.71%.
22 May 2023
Bank of England increases base rate to 4.5% - what the rise means for your mortgage and savings
The Bank of England has increased the base rate from 4.25% to 4.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.
15 May 2023