Last chance for free £100

Alliance & Leicester will pay anyone that sum if they apply for its Premier account by 3pm on April 2. The account offers a 0% overdraft for a year and annual European travel insurance, though you'll only get the overdraft if you meet the bank's credit criteria.

Research from A&L shows 67% of those sampled had not switched their main current account during the past ten years. It's well documented that millions of Britons are stuck in dinosaur accounts paying paltry credit interest or charging sky-high overdraft charges.

Andy Bayes, A&L’s head of current accounts, says: "Easy money is difficult to come by at the moment, but switching to a more competitive current account, and receiving £100 for doing so, is a win-win opportunity for those suffering with a poor-value account."

The alternatives to the A&L account are First Direct which also pays £100 and offers a 0% overdraft on balances up to £250, as long as you pay in at least £1,500 a month. The Halifax Reward current account pays £5 a month (after basic rate savings tax) to anyone who deposits at least £1,000 a month.

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