Over a million families will lose, or have their child benefit entitlement reduced next Monday. What's more, many who aren't eligible for the benefit may be wrongly paid it, and will have to repay the cash at a later date unless they opt out before 7 January.
Paperless statements and payslips are becoming the norm in the online world but they can harm your chances of getting a mortgage or benefits, so ensure you ask for original copies well ahead of applying.
The Government dealt a huge blow to benefit recipients by revealing in this week's Autumn Statement many handouts will not rise by the same pace as the cost of living.
Most people aged 60 or over can get help towards their energy costs, which can be a vital lifeline for many as winter draws nearer and heating costs rise.