Birmingham Midshires

Hundreds of thousands of savers who opened best-buy accounts over the past two years are now earning well below the current top-paying rates, a MoneySavingExpert.com investigation shows.

Thousands of savers are being dumped onto miserly rates as their sky-high fixed deals come to an end.

Millions of consumers stuck in dinosaur current accounts could each be squandering hundreds of pounds a year.

Savers can lock-in an interest rate of 5% for up to five years and still have some access to their money.

Alliance & Leicester has launched the joint-top mass market savings account that gives you penalty-free access to your cash.

Banks are raising easy access savings rates. Though they are still low historically, the best accounts pay over six times more than the 0.5% base rate.