Credit card charges

Do not throw out letters from Barclaycard and double-check statements as the credit card company has admitted it's refunding MORE customers after MoneySavingExpert.com first revealed a mystery redress scheme set up by the firm to correct historic overcharging. And some people have got back over £1,200.

Sainsbury’s Bank has apologised after credit card customers were charged late payment fees despite making their monthly payments on time. Sainsbury’s says affected customers will be refunded automatically but it is worth checking to see if you’ve been wrongly charged and contacting the bank if you don't hear anything. 

Credit card customers struggling with persistent debt are to be offered extra help by lenders, under new rules introduced by the Financial Conduct Authority.

Mastercard users will be able to verify their identity using fingerprint scans or facial recognition when they pay for something online next year.

A number of big-name brands including energy firm E.on and travel giant Expedia have mistakenly charged customers extra fees to pay by credit card AFTER new rules to ban such charges came into effect, MoneySavingExpert.com can reveal.

A number of councils and businesses have continued to charge fees for credit card payments even after a new law outlawing the practice came into effect on Saturday, MoneySavingExpert.com can reveal – while other big brands have been wrongly warning customers they'll be charged.

From Saturday you should no longer be charged a fee for opting to pay by credit or debit card – but companies will still be able to add booking or admin fees as long as they also apply to other forms of payment. 

Airline and tour operator Monarch has scrapped its credit card charges for holiday and flight bookings, three weeks after Virgin Atlantic stopped charging the fees on its own flight bookings.

Card payment machines in shops will give credit card-holders the option of paying for items in instalments rather than a lump sum, once the Mastercard Instalments scheme is launched next year. However, the interest charged on monthly instalments means some shoppers may end up paying more than they bargained for.

John Lewis Partnership cardholders say they are still battling to resolve issues with their credit card payments, more than a fortnight after the firm's systems were hit with technical problems during a site revamp.