Flooding

Homeowners living in flood-prone parts of the UK are now able to obtain substantially cheaper home insurance under a Government-backed scheme, in some cases slashing thousands off their costs. But everyone else will be expected to stump up an average of £10 a year if insurers decide to pass on associated costs.

Floods across the North West and Yorkshire have affected thousands of people over Christmas, with many left without power or even evacuated from their homes. If you need help or to claim on your insurance, here are some key tips on what to do next.

Tens of thousands of homes remain without power after Britain was battered by more treacherous weather conditions and gusts of over 100mph.

If you've been hit by the floods and are struggling with emergency costs and mortgage payments, you may be able to get help after leading banks announced support measures.

Thousands of homes are without power and commuters are facing severe travel disruption after the worst storm in years lashed the UK.

Households at risk of flooding should be able to get affordable insurance in future, the Government said today.

A plan to help 200,000 homes get affordable flood insurance was on the verge of collapse today, as storms continue to batter England and Wales, creating mayhem for households.