Three and a half million taxpayers will get tax refunds, typically between £350 and £500, between now and October. BUT another two million will be asked to cough up an average of between £400 and £500 as they have underpaid.
Over a million families will lose, or have their child benefit entitlement reduced next Monday. What's more, many who aren't eligible for the benefit may be wrongly paid it, and will have to repay the cash at a later date unless they opt out before 7 January.
Paperless statements and payslips are becoming the norm in the online world but they can harm your chances of getting a mortgage or benefits, so ensure you ask for original copies well ahead of applying.