Warning - if your debit and credit card contact details aren't up to date, online payments could be declined due to new fraud checks
Card users are being urged to ensure their bank or lender has up-to-date contact details for them as providers begin to roll out new measures to verify transactions. If your card provider can't reach you to prove your transaction is legitimate, your payment could be declined. Here's what you need to know.
7 June 2021
HSBC, First Direct, M&S or John Lewis bank customer? They're making MORE payments to those in arrears in the past – some worth £1,000s
HSBC, First Direct, M&S Bank and John Lewis Finance are making a second set of payments to customers who were in arrears between 2010 and May 2019
18 May 2021
M&S Bank customer? You can now bag £100+ switch bonuses from HSBC & First Direct no matter how long you’ve held your account
All M&S Bank customers can now switch to HSBC and First Direct regardless of how long they've been with M&S. M&S, which is closing all of its current accounts this summer, had previously said customers wouldn't be able to switch to its sister banks if they'd joined the group since 1 January 2018. But it's now U-turned on this decision.
26 March 2021
HSBC and First Direct cut regular savings rates to 1%
HSBC and First Direct have cut the interest paid on their regular savings accounts from 2.75% to 1% for new customers
24 November 2020
Is HSBC about to slash its regular saver to 1%? Fears sparked after customers sent wrong welcome packs
HSBC has raised fresh fears that it could be about to slash the interest rate on its regular savings account after accidentally sending emails to customers showing a reduced rate of just 1%, MoneySavingExpert.com can reveal
18 November 2020
Bank with M&S, HSBC or First Direct? Urgently open its regular saver
M&S Bank is closing its 2.75% AER regular saver account to new customers next week
13 November 2020
100,000s of Help to Buy ISAs opened in week before deadline – here's what to do if you missed out
Over 40% of Nationwide's Help to Buy ISA accounts were opened in the final week before the deadline, as a last-minute rush saw over 300,000 applications at the building society alone - but if you missed out, you can still boost your savings with a Lifetime ISA
9 December 2019
First Direct and M&S Bank follow HSBC in hiking overdraft fees from March
First Direct and M&S Bank customers have been told their arranged overdraft interest rates will be more than doubled to 39.9% from next year
5 December 2019
Your bank could be about to tell you that you've less cash available – here's what you need to know
Three banks have changed the way they show customers' 'available balances' this week, and at least seven more will by mid-December, as the financial regulator brings in new rules on how overdrafts are displayed to customers. But some HSBC and First Direct customers have been left confused by the new changes and worried they've lost cash - so here's a rundown of what's changing and what to look out for
29 November 2019
Applied for an HSBC product on Wednesday? Check you weren't wrongly declined
Some applicants who applied for HSBC credit cards, mortgages or loans yesterday were wrongly rejected due to problems with credit checks - if you made an application, here's what you need to know
24 January 2019
16 June 2021
Martin's Mortgage Alert
'Rates have dropped below 1% – check NOW'
First Direct boosts free cash to £125
It's top for service too
Cheapest broadband in a year
'£13/mth' from BT's Plusnet
'Don't over worry about credit scores'
Martin's new blog
New. 12 Spotify tips to pay less
And play more
30% off the whole McDonald's menu
TWO prescription sunnies £22 all-in
Cheapest we've seen this deal
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Martin Lewis urges EVERYONE with a mortgage to check urgently if they can switch and save £1,000s, as rates drop below 1%16 June 2021New mortgage deals are at their LOWEST EVER rates, with two-year fixes down to 0.95% and five-year fixes at 1.17% (though in some cases they load the cost in the form of hefty fees). That means huge savings are possible for some.
Tesco Bank trials new debit card that gives you extra Clubcard points during the first three months - and budgeting help16 June 2021Tesco Bank has quietly launched a prepaid debit card called 'Clubcard Pay', which it's currently trialling.
15 June 2021Thousands of Triodos savers will be asked to switch to managing accounts online-only going forward. The so-called "ethical" financial provider is rolling out the move over the next few years, although vulnerable customers and those who can't access services digitally should get in touch as exemptions will be considered on a case-by-case basis.
15 June 2021If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors.
15 June 2021The Prime Minister has unveiled sweeping restrictions on public movement to tackle the spread of coronavirus. This has had a huge impact on daily life, affecting everything from weddings and train travel to music events and sport. To help, we're working flat out to answer your questions on these topics and more
Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing14 June 2021When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score.
18 May 2021If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
Clever ways to calculate your finances