Students

What would you tweak about the UK? Your first instinct may be 'a flat rate of income tax', 'independence for Cornwall', or 'free university education for all'. Yet I'm not talking about big contentious change – this is about quick fixes for life glitches.

Students expecting the next instalment of their maintenance loan in January are being warned to be wary of phishing emails that attempt to steal the money as a spike in scams is predicted.

Many customers of Erudio – the firm which manages some pre-1998 mortgage style student loans – have been left baffled over the last few days after receiving debt demands with old dates on them.

Muslim students in England will be able to get alternative student finance acceptable under Sharia law the Government has confirmed, although this will not be available until 2016 at the earliest.

If you're heading to university this autumn, you should apply for loans and grants NOW, as the deadline's as early as this Friday for some students.

Graduates are likely to see a fall in the amount of interest they pay on their student loans from September.

Students about to finish a year of studying at university could be in line for a £36.67 refund on their annual TV licence.