We can tell you which the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences. Please rate your HOME PHONE and BROADBAND provider(s) on customer service (not price) over the past SIX MONTHS. Phone and broadband from the same provider? Rate each service separately.

Last year a North London flat sold at a £100,000 discount to similar properties because a serial killer committed his murders there. We want to test your attitudes to prior property history. In which of the following circumstances would you NEVER buy, even at a big discount (select all that apply) if it's...

Three months ago we asked how you felt about your finances after the UK voted to leave the European Union. This week Theresa May confirmed we'll start the process by the end of March 2017. So we're asking you again: how does the prospect of Brexit make you feel about your finances?

Times are a-changing and what was once a novelty is now commonplace. Of course it depends on the child, but we want to know what age you think is acceptable for a child to have their first mobile phone. Perhaps you think they're a tool that allows kids more freedom. Or are they just another digital distraction? So how old do you think they should be before they get one?

Bank of England governor Mark Carney has said the humble 1p piece should be scrapped one day because its value is decreasing. If the coin was axed, we'd follow in the footsteps of Canada, New Zealand and Australia, which have all got rid of their penny equivalents. Are they an annoyance that you never use, or would it be an unwelcome end of an era?

The BBC has lost huge ratings winner The Great British Bake Off (it’s moving to Channel 4). It follows similar defections including The Voice and Formula One. So should the BBC have risen to the challenge to keep Bake Off, or was it right to not lets its bottom line go soggy? Which of these is closest to your view?

There are two crucial documents that can protect your dependents in future. a) A will: This dictates what you want to happen to your assets if you die (eg, what happens to your house if you share it and aren’t married). See Cheap and Free Wills. b) A lasting Power of Attorney: This allows loved ones to take over your finances if you lose your faculties – see our Power of Attorney guide. So we want to know which you already have in place.

Labour leader Jeremy Corbyn has argued the railway network should be taken back into public ownership. It was one of a raft of state-owned essential services privatised since the 1980s – usually by floating them on the stock market. Those arguing for privatisation often focus on increased efficiency due to competition. Those against say that firms do what’s best for their shareholders and not for consumers. It’s a complex argument, but we’re really most interested in testing public sentiment, so are keeping it simple. Please vote for the choice closest to your view for each of the following services:

It's exam results season and with it comes the inevitable decision of where to go with your life. University is a common next step for those who take A-levels, but you don't need a degree to 'make it'. So we wanted to know what decision you made/plan to make... Please choose the option closest to your own circumstances.

Consumer tech’s a huge part of our daily lives. We’d like to see what’s changed since we did this poll a year ago and this year we've added more gadgets including drones, GoPros and er Teasmades. Do MoneySavers still use certain gadgets? And which do you now rely on? Please choose as many options as you have, and if you don't have it don't tick it.